The Senior Manager of Credit Risk Analytics oversees credit strategies and risk management for Personal Loan portfolios, ensuring compliance, optimizing performance using ML, and collaborating cross-functionally to enhance business growth and minimize credit losses.

Design and implement credit strategies using data, machine learning, A/B testing and advanced analytics to optimize underwriting, pricing, and credit line decisions. Lead end-to-end analytics for credit card products, monitor portfolio performance, conduct root-cause analysis, partner cross-functionally, and communicate findings to stakeholders.

The Data Scientist will develop machine learning models for credit risk, collaborate with engineers for model deployment, and optimize decisions using data analysis.