Leads modernization of credit decisioning platforms, translating credit policies into automated rules, workflows, and system configurations. Owns the credit technology roadmap, platform architecture, integrations, testing, deployment, monitoring, optimization, and legacy migration across consumer and dealer lending. Partners with risk, analytics, engineering, product, IT, operations, and vendors to improve automation, fraud prevention, profitability, decision quality, compliance, and system scalability. Manages UAT, production support, observability, governance, documentation, and a technical team.

Builds and maintains analytical data foundations for lending, underwriting, pricing, originations, collections, and portfolio analytics. Develops reusable SQL assets, dimensional models, data marts, transformation workflows, reporting solutions, and business intelligence products using SQL, Python, dbt, Git, Snowflake, Power BI, and Sigma. Partners with technical teams, analysts, and business stakeholders to integrate data, standardize metrics, automate testing, and deliver reliable, documented, scalable analytical assets.

Leads end-to-end credit analytics supporting strategy, pricing, policy, dealer oversight, collections, and executive decisions. Develops and validates production-ready models, code, reporting, and BI workflows using SQL, Python, Excel, and Power BI. Establishes analytical standards, governance, documentation, and quality controls; monitors credit and dealer performance; translates findings into recommendations; and provides mentorship and analytical oversight to junior analysts.