Underwriting Line Lead - Life Insurance

Job Title

Underwriting Line Lead, Fidelity Investments Life Insurance

The Role

Are you an experienced and motivated leader with a deep understanding of life insurance underwriting principles? Do you thrive in situations of coaching and motivating others to achieve exceptional results? We are seeking a dynamic and results oriented Underwriting Line Lead to join our fast-growing team.

As the Underwriting Line Lead you will play a crucial role in developing and managing our internal underwriting team. You will be responsible for overseeing daily operations ensuring the delivery of accurate and high-quality underwriting decisions with exceptional service to our customers. This role requires a strong combination of technical underwriting expertise, leadership capabilities and commitment to driving continuous improvement within the department.

What you’ll do:

• Team Leadership and Development

  • Recruit, train, mentor and manage a team of life insurance underwriters, fostering a collaborative and high-performing work environment

  • Delegate and distribute underwriting workload appropriately or ensure equitable balance across the team and timely processing of underwriting tasks

  • Conduct team member performance reviews, provide constructive feedback, and identify opportunities for development

  • Promote a culture of continuous learning and adherence to best practices in underwriting

• Underwriting Oversight

  • Oversee the underwriting process for individual life insurance applications, ensuring compliance with company guidelines, regulatory requirements, and legal standards

  • Review and approve complex or high-value cases, providing guidance and expertise to the underwriting team

  • Act as a point of escalation for complex underwriting inquiries and resolve issues effectively

  • Stay up to date on industry trends, underwriting advancements and regulatory changes

• Process Improvement and Efficiency

  • Analyze underwriting data and metrics to identify trends and areas for improvement

  • Identify opportunities to streamline underwriting processes, enhance efficiency, and improve turnaround times

  • Participate in the development and implementation of new procedures and technologies

Expertise and Skills You Bring

Bringing with you 8+ years of progressive growth in life insurance underwriting and at least the last two years in a leadership or supervisory capacity, you possess a robust skill set in risk assessment, team management, and strategic oversite. Your professional path has been defined by a commitment to cultivating deep expertise in case evaluation with an underwriting authority limit of $3,000,000 or higher and developing high performance underwriting teams. Experience with third party evidence providers, automated underwriting or industry designations are a plus.

Note: Fidelity is not providing immigration sponsorship for this position

The Team

Fidelity Investments Life Insurance is a team that is driven to provide customers with the financial security and peace of mind that comes from protection products like life insurance. Our team thrives on shared knowledge and mutual support across functional groups such as the actuarial and product teams. We foster an environment where open communication, professional growth and innovative thinking are highly valued. As an Underwriting Lead you will play a pivotal role in providing the protection customers need while guiding this team to achieve operational excellence and contributing to the company’s strategic goals.

Placement in the range will vary based on job responsibilities and scope, geographic location, candidate’s relevant experience, and other factors.

Base salary is only part of the total compensation package. Depending on the position and eligibility requirements, the offer package may also include bonus or other variable compensation.   

We offer a wide range of benefits to meet your evolving needs and help you live your best life at work and at home.  These benefits include comprehensive health care coverage and emotional well-being support, market-leading retirement, generous paid time off and parental leave, charitable giving employee match program, and educational assistance including student loan repayment, tuition reimbursement, and learning resources to develop your career.  Note, the application window closes when the position is filled or unposted.

Please be advised that Fidelity’s business is governed by the provisions of the Securities Exchange Act of 1934, the Investment Advisers Act of 1940, the Investment Company Act of 1940, ERISA, numerous state laws governing securities, investment and retirement-related financial activities and the rules and regulations of numerous self-regulatory organizations, including FINRA, among others. Those laws and regulations may restrict Fidelity from hiring and/or associating with individuals with certain Criminal Histories.

Fidelity’s hybrid working model blends the best of both onsite and offsite work experiences. Working onsite is important for our business strategy and our culture. We also value the benefits that working offsite offers associates. Most hybrid roles require associates to work onsite every other week (all business days, M-F) in a Fidelity office.