MoneyLion is a leader in financial technology powering the next generation of personalized products and content, with a top consumer finance super app, a premier embedded finance platform for enterprise businesses and a world-class media arm. MoneyLion’s mission is to give everyone the power to make their best financial decisions. We pride ourselves on serving the many, not the few; providing confidence through guidance, choice, personalization; and shortening the distance to an informed action.
In our go-to money app for consumers, we deliver curated content on finance and related topics, through a tailored feed that engages people to learn and share. People take control of their finances with our innovative financial products and marketplace - including our full-fledged suite of features to save, borrow, spend, and invest - seamlessly bringing together the best offers and content from MoneyLion and our 1,100+ Enterprise Partner network, together in one experience. MoneyLion’s enterprise technology provides the definitive search engine and marketplace for financial products, enabling any company to add embedded finance to their business, with advanced AI-backed data and tools through our platform and API. Established in 2013, MoneyLion connects millions of people with the financial products and content they need, when and where they need it.
Engine by MoneyLion collaborates with leading financial institutions to deliver the most comprehensive and personalized financial product offers to consumers. As a Senior Software Engineer on the Backend Core Enterprise team, you’ll play a pivotal role in shaping products that integrate seamlessly with existing features, data, and infrastructure across the organization. These API-driven solutions power internal systems and are packaged for delivery to our extensive partner network. The team’s mission is to amplify the impact of existing verticals while engineering industry-leading architecture designed for scale, speed, and innovation.
Get ready to shape the future of scalable, high-impact distributed systems. As a Senior Software Engineer in this role, you’ll drive the technical design and delivery of complex software solutions that impact the entire organization. By defining and building an internal software platform, you’ll empower teams to deliver predictable, high-quality features at scale. Collaborating with stakeholders and partners, you’ll refine architectural constraints and requirements, ensuring alignment with both immediate needs and long-term goals. Your expertise will guide the organization’s architectural strategy, and your influence will extend through design and code reviews, technical mentorship, and fostering a culture of excellence in hiring and innovation.
This role is onsite 3 days a week out of our New York City office.About the Role
- Design and implement large-scale backend software systems creating new partner-facing and internal data-driven APIs.
- Review code with an emphasis on readability and maintainability
- Write API and technical documentation for services and new architecture.
- Optimize database schemas to support scalable, high-performance backend services.
- Contribute to our RFC process by writing technical proposals and providing feedback to others
- Mentor and guide technical growth of engineering talent
- Be a resource for solving hard, technical problems across teams and projects
- Stay up-to-date with the state of the software industry
About You
- 3 - 5 years of experience in software engineering
- 1+ years of proven success in senior engineering roles
- Demonstrated success collaborating across engineering, product, and business functions to deliver functionality
- Meticulous attention to detail in reviewing others' and your own work
- Experience developing and testing in Scala or other JVM languages
- Solid understanding of software design patterns, functional programming, and database schema design
- Experience designing highly scalable event streaming architecture using Kafka/MSK or equivalent.
- Experience with service-oriented architecture and RESTful API design
- Expertise in PostgreSQL
- Expertise in AWS product and tools
- Knowledge of monitoring and observability tools, including Datadog or equivalent
Additional Skillset
- Experience in customer-facing roles
- Familiar with modern DevOps tooling
- Kubernetes/Docker
- Terraform
- Familiar with Scala and the Lightbend and Typelevel ecosystems
- Lightbend: Slick, Play/Play JSON
- Typelevel: http4s, doobie/skunk, circe, cats, cats-effect
- Debezium
The annual base salary for the Senior Software Engineer is expected to be between $180,000 - $200,000. Base salary is one component of MoneyLion's total compensation package, which includes, 401(k) match, multiple health insurance options, disability coverage, life insurance, and unlimited paid time off for salaried positions. Actual salaries will vary based on a candidate’s qualifications, experience, skills, and competencies related to the role.
We value growth-minded and collaborative people with high learning agility who embody our core values of teamwork, customer-first and innovation. Every member of the MoneyLion Team is passionate about fintech and ready to give 100% in helping us achieve our mission.
Working At MoneyLion
At MoneyLion, we want you to be well and thrive. Our generous benefits package includes:
- Competitive salary packages
- Comprehensive medical, dental, vision and life insurance benefits
- Wellness perks
- Paid parental leave
- Generous Paid Time Off
- Learning and Development resources
- Flexible working hours
MoneyLion is committed to equal employment opportunities for all employees. Inside our company, every decision we make regarding our employees is based on merit, competence, and performance, completely free of discrimination. We are committed to building a team that represents a variety of backgrounds, perspectives, and skills. Within that team, no one will feel more “other” than anyone else. We realize the full promise of diversity and want you to bring your whole self to work every single day.
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