MoneyLion is a leader in financial technology powering the next generation of personalized products and content, with a top consumer finance super app, a premier embedded finance platform for enterprise businesses and a world-class media arm. MoneyLion’s mission is to give everyone the power to make their best financial decisions. We pride ourselves on serving the many, not the few; providing confidence through guidance, choice, personalization; and shortening the distance to an informed action.
In our go-to money app for consumers, we deliver curated content on finance and related topics, through a tailored feed that engages people to learn and share. People take control of their finances with our innovative financial products and marketplace - including our full-fledged suite of features to save, borrow, spend, and invest - seamlessly bringing together the best offers and content from MoneyLion and our 1,100+ Enterprise Partner network, together in one experience. MoneyLion’s enterprise technology provides the definitive search engine and marketplace for financial products, enabling any company to add embedded finance to their business, with advanced AI-backed data and tools through our platform and API. Established in 2013, MoneyLion connects millions of people with the financial products and content they need, when and where they need it.
We are seeking a detail-oriented Risk Analyst to join our team and support the analytics and operations of Spark, Engine by MoneyLion's hosted decision model service. This role will focus on partner integrations, performance monitoring, and data analysis to help optimize our lending marketplace platform. The ideal candidate will have strong analytical skills, experience with SQL and data visualization tools, and an interest in fintech and credit risk.
This role is onsite 3 days a week out of our New York City office.Key ResponsibilitiesData Analysis & Reporting- Monitor funnel metrics including total leads evaluated, approval rates and conversion rates
- Create and maintain dashboards using Periscope/Looker/Omni/DBT for partner performance tracking
- Generate regular reports on caching rates, system performance, and partner analytics
- Investigate reasons for changes to metrics by working across various teams
- Analyze A/B test results and softpull experiments to measure optimization impact
- Assist with technical documentation and validation file preparation for new lender partners
- Support integration testing and troubleshooting for marketplace lending partners
- Help coordinate data mapping and attribute requirements between partners and internal systems
- Monitor integration health and flag issues to senior team members
- Highlight potential errors in the rules given by partners that result in poor conversion rates
- Identify opportunities for automation in reporting and monitoring
- Model out potential impacts of proposed product changes
- Support ad-hoc analysis requests from business stakeholders
- Contribute to cross-functional projects with Product, Engineering, and Finance teams
- SQL: Intermediate proficiency with complex queries, joins, and window functions
- Python: Most partner models will be written in python
- Ability / willingness to learn how to create risk decision models
- Data Visualization: Experience with Tableau, Looker, Periscope, or similar tools
- Excel/Spreadsheets: Advanced skills including pivot tables, VLOOKUP, and basic modeling
- Statistics: Understanding of basic statistical concepts, A/B testing
- 3+ Risk / Underwriting experience at a financial institution (fintech, lending, or other financial services)
- Basic understanding of credit risk concepts (default rates, loss curves, provisioning)
- Familiarity with APIs and data integration concepts
- Experience working with large datasets and data quality issues
- Strong attention to detail and accuracy in data analysis
- Excellent written and verbal communication skills
- Ability to work independently and manage multiple priorities
- Collaborative mindset and willingness to learn from senior team members
- Ability to communicate data insights across departments including executives, product, and ps teams using clear visualizations and concise storytelling.
- Experience with Python / creating risk decisioning models
- Knowledge of AWS/cloud data platforms (Redshift, Snowflake)
- Previous experience in marketplace or platform business models
- Fintech industry best practices and emerging technologies
- Fintech lead acquisition workflows
- Regulatory compliance and reporting in financial services
- Cross-functional collaboration in a fast-paced startup environment
- Data engineering concepts and modern analytics stack
The annual base salary for the Senior Risk Analyst is expected to be between $120,000 to $135,000. Base salary is one component of MoneyLion's total compensation package, which includes, 401(k) match, multiple health insurance options, disability coverage, life insurance, and unlimited paid time off for salaried positions. Actual salaries will vary based on a candidate’s qualifications, experience, skills, and competencies related to the role.
We value growth-minded and collaborative people with high learning agility who embody our core values of teamwork, customer-first and innovation. Every member of the MoneyLion Team is passionate about fintech and ready to give 100% in helping us achieve our mission.
Working At MoneyLion
At MoneyLion, we want you to be well and thrive. Our generous benefits package includes:
- Competitive salary packages
- Comprehensive medical, dental, vision and life insurance benefits
- Wellness perks
- Paid parental leave
- Generous Paid Time Off
- Learning and Development resources
- Flexible working hours
MoneyLion is committed to equal employment opportunities for all employees. Inside our company, every decision we make regarding our employees is based on merit, competence, and performance, completely free of discrimination. We are committed to building a team that represents a variety of backgrounds, perspectives, and skills. Within that team, no one will feel more “other” than anyone else. We realize the full promise of diversity and want you to bring your whole self to work every single day.
Top Skills
Similar Jobs at MoneyLion
What you need to know about the Boston Tech Scene
Key Facts About Boston Tech
- Number of Tech Workers: 269,000; 9.4% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: Thermo Fisher Scientific, Toast, Klaviyo, HubSpot, DraftKings
- Key Industries: Artificial intelligence, biotechnology, robotics, software, aerospace
- Funding Landscape: $15.7 billion in venture capital funding in 2024 (Pitchbook)
- Notable Investors: Summit Partners, Volition Capital, Bain Capital Ventures, MassVentures, Highland Capital Partners
- Research Centers and Universities: MIT, Harvard University, Boston College, Tufts University, Boston University, Northeastern University, Smithsonian Astrophysical Observatory, National Bureau of Economic Research, Broad Institute, Lowell Center for Space Science & Technology, National Emerging Infectious Diseases Laboratories
