Regulatory Capital Reporting Associate - Basel III - Remote

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.  This is more than a strategic shift.  It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

Santander is seeking a Regulatory Capital Reporting Associate with deep Basel III expertise to support and enhance our capital reporting framework. This role sits within Controllership and plays a critical part in ensuring the accuracy, integrity, and regulatory compliance of capital reporting across the organization.

If you have hands-on experience interpreting and applying Basel III rules, calculating risk-weighted assets (RWA), and supporting capital ratio reporting (CET1, Tier 1, Total Capital), this role offers visibility, ownership, and cross-functional influence.

The Impact You’ll Make -

• Lead and support preparation and review of Basel III regulatory capital calculations and reporting.

• Interpret evolving regulatory requirements and assess impact to capital reporting processes and disclosures.

• Partner with Risk, Treasury, and Finance teams to validate RWA calculations and capital adequacy metrics.

• Drive improvements in capital reporting automation, data quality, and controls.

• Provide subject matter expertise to senior leadership on regulatory capital matters.

• Support regulatory examinations, audits, and internal control reviews.

• Identify process enhancements to improve efficiency, transparency, and compliance.

• Mentor junior team members on capital reporting standards and best practices.

• 5+ years of experience in regulatory reporting, capital reporting, or bank controllership within financial services.

• Direct experience with Basel III capital rules (U.S. or European framework preferred).

• Strong understanding of:

  • Risk-Weighted Assets (RWA)

  • CET1, Tier 1, and Total Capital calculations

  • Regulatory filings (e.g., FR Y-9C, Call Report, COREP, or similar)

• Solid knowledge of U.S. GAAP/IFRS and regulatory reporting standards.

• Experience partnering cross-functionally with Risk, Treasury, and Finance.

• Advanced Excel skills; experience leveraging SQL, Access, Oracle, or SAS to improve reporting processes preferred.

• Demonstrated ability to improve controls, streamline reporting, and enhance automation.

• Bachelor's Degree: Accounting, Finance, Management Information Systems or a equivalent field - Required.

• CPA or MBA - Preferred.

• High visibility within Controllership and Regulatory Reporting leadership.

• Opportunity to influence capital reporting framework enhancements.

• Exposure to regulatory interpretation and evolving compliance requirements.

• Collaborative cross-functional environment across Finance and Risk.

Pays -

• $95,000

• Plus Bonus

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

We Value Your Impact:

Your contribution matters and it’s recognized.  You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers.  Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) 

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.