Leads the design, development, architecture, and delivery of scalable enterprise software for Mastercard’s cross-border payments platform. Owns complex cross-service problems, drives technical roadmaps, mentors engineers, improves automation and reliability, and partners cross-functionally to deliver resilient solutions. The role requires hands-on full-stack development using Java, Spring Boot, Angular, and PostgreSQL, along with expertise in distributed systems, microservices, APIs, DevOps, CI/CD, and ISO 20022 A2A payment workflows.
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Lead Software Engineering
Who is Mastercard?
Mastercard is a global technology company in the payments sector. We power payments and provide products and services for individuals and industries all around the world. Our people, technology, data, and brand provide the capabilities that drive our success. We believe in connecting people to priceless possibilities.
Overview
In addition to our traditional payments' portfolio, Mastercard is aggressively expanding into new payment flow and leveraging the digital and connected world of people and economies to deliver faster, reliable and more efficient propositions to make payments - send or receive money.
The Cross Border program is part of the wider Disbursement & Remittances business that we are looking to expand at a compounded rate of 50% per year for the next 5 years. We are building solutions to enable payments in an any-to-any format - anyone, anywhere can send or receive money using any channel - money exchanges, banks, digital wallets, cards or fintech apps - providing a seamless and unified experience for both individuals and business to move money.
We are looking for a passionate, innovative and experienced Lead engineer with a proven track record in leading the evolution of software products and their implementation in various markets - comfortable both working hands-on as well as guiding and mentoring a team of engineers and critically always challenging the status quo and pushing and driving the technology roadmap to ensure that the solutions leverage technology to the maximum extent
Role• Own complex problems having dependency across services and facilitate cross-functional team interactions to drive resolution• Define, design, and develop procedures and solutions at a service level to meet the business requirements/enhancements• Drive prioritization decisions and trade-offs in working with product partners• Identify opportunities and build roadmaps to enhance primary service/function• Automate and simplify all aspects of software delivery and development by actively evangelizing the need to automate and simplify where needed.• Drive seamless integration across all connected services to meet end-user expectations• Drive blameless postmortems culture to identify root causes of incidents and implement learnings• Introduce new technologies and architecture by following enterprise guidelines• Advocate for engineering principles outside of current organization/platform• Provide development and architecture guidance to team members• Build relationships and effective partnerships across organizations• Make difficult decisions on behalf of the team if required• Lead by example with hands-on approaches to demonstrate engineering excellence
About You• 8+ years of experience designing, developing, and delivering scalable, resilient, and high-performing enterprise software solutions.• Proven hands-on experience building and supporting full-stack applications using modern technologies within large-scale enterprise environments. • Strong expertise in software engineering principles, object-oriented design, architectural patterns, and industry best practices. • Advanced experience developing applications with Java, Spring Boot, Angular, PostgreSQL, and test automation frameworks. • Strong understanding of distributed systems, API design, microservices architectures, and modern software development practices. • Proven experience working within Agile environments and leveraging DevOps practices, CI/CD pipelines, and automated testing strategies. • Deep understanding of the payments ecosystem, with expertise in ISO 20022 Account-to-Account (A2A) payment standards and related transaction processing workflows. • Demonstrated ability to design and implement solutions that address critical non-functional requirements, including performance, scalability, availability, reliability, maintainability, and supportability. • Experience leading technical initiatives and driving delivery across the full Software Development Lifecycle (SDLC), from requirements gathering through production support. • Ability to collaborate effectively with cross-functional teams, including Product Management, Business Operations, Technology Operations, Customer Experience, and Engineering stakeholders. • Ability to independently engage with product and business partners, translate business requirements into technical solutions, and drive execution with minimal oversight. • Strong analytical, troubleshooting, and problem-solving capabilities, with a data-driven approach to decision-making. • Strong stakeholder management and communication skills, with the ability to present complex technical concepts to both technical and non-technical audiences.• Demonstrated leadership, ownership, and accountability when navigating complex challenges, competing priorities, and evolving business requirements.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Lead Software Engineering
Who is Mastercard?
Mastercard is a global technology company in the payments sector. We power payments and provide products and services for individuals and industries all around the world. Our people, technology, data, and brand provide the capabilities that drive our success. We believe in connecting people to priceless possibilities.
Overview
In addition to our traditional payments' portfolio, Mastercard is aggressively expanding into new payment flow and leveraging the digital and connected world of people and economies to deliver faster, reliable and more efficient propositions to make payments - send or receive money.
The Cross Border program is part of the wider Disbursement & Remittances business that we are looking to expand at a compounded rate of 50% per year for the next 5 years. We are building solutions to enable payments in an any-to-any format - anyone, anywhere can send or receive money using any channel - money exchanges, banks, digital wallets, cards or fintech apps - providing a seamless and unified experience for both individuals and business to move money.
We are looking for a passionate, innovative and experienced Lead engineer with a proven track record in leading the evolution of software products and their implementation in various markets - comfortable both working hands-on as well as guiding and mentoring a team of engineers and critically always challenging the status quo and pushing and driving the technology roadmap to ensure that the solutions leverage technology to the maximum extent
Role• Own complex problems having dependency across services and facilitate cross-functional team interactions to drive resolution• Define, design, and develop procedures and solutions at a service level to meet the business requirements/enhancements• Drive prioritization decisions and trade-offs in working with product partners• Identify opportunities and build roadmaps to enhance primary service/function• Automate and simplify all aspects of software delivery and development by actively evangelizing the need to automate and simplify where needed.• Drive seamless integration across all connected services to meet end-user expectations• Drive blameless postmortems culture to identify root causes of incidents and implement learnings• Introduce new technologies and architecture by following enterprise guidelines• Advocate for engineering principles outside of current organization/platform• Provide development and architecture guidance to team members• Build relationships and effective partnerships across organizations• Make difficult decisions on behalf of the team if required• Lead by example with hands-on approaches to demonstrate engineering excellence
About You• 8+ years of experience designing, developing, and delivering scalable, resilient, and high-performing enterprise software solutions.• Proven hands-on experience building and supporting full-stack applications using modern technologies within large-scale enterprise environments. • Strong expertise in software engineering principles, object-oriented design, architectural patterns, and industry best practices. • Advanced experience developing applications with Java, Spring Boot, Angular, PostgreSQL, and test automation frameworks. • Strong understanding of distributed systems, API design, microservices architectures, and modern software development practices. • Proven experience working within Agile environments and leveraging DevOps practices, CI/CD pipelines, and automated testing strategies. • Deep understanding of the payments ecosystem, with expertise in ISO 20022 Account-to-Account (A2A) payment standards and related transaction processing workflows. • Demonstrated ability to design and implement solutions that address critical non-functional requirements, including performance, scalability, availability, reliability, maintainability, and supportability. • Experience leading technical initiatives and driving delivery across the full Software Development Lifecycle (SDLC), from requirements gathering through production support. • Ability to collaborate effectively with cross-functional teams, including Product Management, Business Operations, Technology Operations, Customer Experience, and Engineering stakeholders. • Ability to independently engage with product and business partners, translate business requirements into technical solutions, and drive execution with minimal oversight. • Strong analytical, troubleshooting, and problem-solving capabilities, with a data-driven approach to decision-making. • Strong stakeholder management and communication skills, with the ability to present complex technical concepts to both technical and non-technical audiences.• Demonstrated leadership, ownership, and accountability when navigating complex challenges, competing priorities, and evolving business requirements.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard's security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
Mastercard Boston, Massachusetts, USA Office
Mastercard Boston, MA Office
Our downtown Boston office is strategically located in the financial district, a short walk from South Station - one of the busiest transportation center in New England - and the Seaport District - a bustling, waterfront neighborhood and the tech hub of the city.
Similar Jobs at Mastercard
Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
Develop scalable Java and microservices applications for Mastercard’s cross-border payments platform. Responsibilities include software design, architecture, secure coding, testing, code reviews, performance optimization, observability, production support, troubleshooting, and technology research. The role also contributes to CI/CD pipelines, release workflows, delivery metrics, API standards, non-functional requirements, product demonstrations, and collaboration with product owners and stakeholders.
Top Skills:
AngularApi GatewayBddCheckmarxCi/CdCweGitJavaJenkinsJpaMicroservicesOwaspSei CertSonarSpringSpring BootSQLTddXl ReleaseZally
Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
Develop scalable full-stack Java applications using Spring Boot and microservices architecture. Contribute to software design, cloud readiness, automation, CI/CD, quality engineering, database and messaging integration, production support, and operational excellence. Coordinate project delivery across globally distributed teams and contribute to technology roadmaps, Agile development, and mentoring.
Top Skills:
Ci/CdCloud TechnologiesContainersJavaKubernetesMessagingMicroservicesRdbmsSpring BootUi
Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
Conduct functional, regression, API, performance, and resilience testing for payment solutions. Design and execute test cases, develop automated scripts, maintain test environments and CI/CD pipelines, and support BDD/TDD quality practices. Collaborate with engineers, product managers, and designers to improve test coverage and product quality. Document defects and results while contributing to cloud-native, microservices-based development and continuous delivery.
Top Skills:
AgileAWSAzureBddCi/CdDockerGCPGitJenkinsJmeterKarateMicroservicesPlaywrightRest AssuredSeleniumSonarqubeTdd
What you need to know about the Boston Tech Scene
Boston is a powerhouse for technology innovation thanks to world-class research universities like MIT and Harvard and a robust pipeline of venture capital investment. Host to the first telephone call and one of the first general-purpose computers ever put into use, Boston is now a hub for biotechnology, robotics and artificial intelligence — though it’s also home to several B2B software giants. So it’s no surprise that the city consistently ranks among the greatest startup ecosystems in the world.
Key Facts About Boston Tech
- Number of Tech Workers: 269,000; 9.4% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: Thermo Fisher Scientific, Toast, Klaviyo, HubSpot, DraftKings
- Key Industries: Artificial intelligence, biotechnology, robotics, software, aerospace
- Funding Landscape: $15.7 billion in venture capital funding in 2024 (Pitchbook)
- Notable Investors: Summit Partners, Volition Capital, Bain Capital Ventures, MassVentures, Highland Capital Partners
- Research Centers and Universities: MIT, Harvard University, Boston College, Tufts University, Boston University, Northeastern University, Smithsonian Astrophysical Observatory, National Bureau of Economic Research, Broad Institute, Lowell Center for Space Science & Technology, National Emerging Infectious Diseases Laboratories

