Intern - Credit Analyst

Why GM Financial?  

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.
At GM Financial, our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.  
Our Purpose: We pioneer the innovations that move and connect people to what matters.
Are you excited about innovation, entrepreneurship and solving complex business problems? Then we are looking for you!  

About the Role

The Credit Analyst Intern is responsible for evaluating credit applications, assessing risk, and making lending decisions while ensuring compliance with company policies and regulatory requirements. The position also focuses on building strong dealer relationships, supporting portfolio growth and profitability, maintaining service levels, and collaborating with internal teams to deliver an excellent dealer experience.

In this role you will:

• Assist with developing and maintaining appropriate analysis for the Commercial Lending organization as it relates to volume, efficiencies, performance, and individual performance  
• Analyze credit data to determine the degree of risk involved in extending credit   
• Learn how to make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws
• Develop sufficient dealer relationships that ensure volume objectives and credit quality  
• Gain knowledge in how GMF captures automotive finance contracts that meet GM Financial profitability criteria for pricing and performance  
• Ensure compliance with applicable policies and procedures  
• Ensure branch office cooperation with other departments to maximize efficiency within the company  
• Ensure all queues are worked to acceptable service levels  
• Conduct joint dealer calls with Dealer Account Representative (DAR) on an as needed basis  
• Perform outbound telemarketing calls to the dealer customer  
• Ensure proper documentation is received on all deals 

What makes You an ideal candidate?

• Strong written and verbal communication skills required. This incumbent will be required to give presentations and communicate with business leaders.  
• Strong analytical, quantitative, problem solving, and conceptual skills required.   
• Must be detail oriented and able to prioritize tasks to meet deadlines.  
• Must be able to work independently or in a team setting.  
• Previous internships are considered a plus.

Candidates should demonstrate:

Ability to use AI tools (e.g., Microsoft Copilot) to support daily work

• Skills in evaluating AI outputs for accuracy, compliance, and bias
• Experience integrating AI into workflows to improve efficiency or insights
• Familiarity with AI-assisted research, summarization, and content generation
• Understanding of responsible AI use, including ethics and data protection

Experience & Education

• Must be a current student pursuing a bachelor's degree or higher from an accredited college or university in Business Administration, Finance, or another related major with at least one semester remaining upon start of the internship.  
• Must possess a minimum of a 3.0 (out of a 4-point scale) overall GPA.  
• Senior classification preferred.  

Our program offers:  

• 11 weeks of work experience (May 26, 2027 - August 6, 2027)
• Executive and peer networking opportunities  
• Independent and team project experiences  
• Philanthropic activities  
• Career development  
• Opportunity to apply for full-time career positions  

Our Culture: Our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.   
Compensation: Competitive pay   
Work Life Balance: Flexible hybrid work environment, 3-days a week in office 

GM FINANCIAL DOES NOT PROVIDE IMMIGRATION-RELATED SPONSORSHIP FOR THIS ROLE. THIS INCLUDES DIRECT COMPANY SPONSORSHIP, ENTRY OF GM FINANCIAL AS THE IMMIGRATION EMPLOYER OF RECORD ON A GOVERNMENT FORM, AND ANY WORK AUTHORIZATION REQUIRING A WRITTEN SUBMISSION OR OTHER IMMIGRATION SUPPORT FROM THE COMPANY (e.g., H1-B, OPT, STEM OPT, CPT, TN, J-1, etc.)

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