Credit Risk Analyst II

At Exeter Finance, we are committed to helping customers find the right financing for their next vehicle purchase. By building strong relationships with our customers and network of dealer partners we are able to give options that make sense, getting customers behind the wheel of their car. 

Every team member is integral to our success. Whether you’re at a servicing center helping customers with their loans, in the field building relationships with dealers, or supporting the company from its corporate offices, you'll enjoy a nurturing, invigorating and positive work environment.

Our vision is to be a premier finance company and lender of choice known for its People, Performance and Service.

Job Description

Job Summary:

 The Credit Risk Analyst II will play a key role in developing Exeter’s credit loss forecast and providing variance analysis. This mid-level position will support the loss forecasting team in improving tools and processes, ensuring compliance, and performing ad-hoc analysis to investigate variances.

Job Duties:

• Execute monthly loss forecasting, including securitization, warehouse, and loan loss reserves forecasting.
• Provide variance explanations and communicate results to management.
• Monitor daily operations and solve day-to-day challenges.
• Identify and recommend improvements to loss forecasting tools, models, and processes.
• Perform ad-hoc analysis and generate insights aligned with business objectives.
• Build effective working relationships with other departments.
• Ensure compliance with Exeter’s policies, procedures, and relevant regulations.
• Perform other duties as required.

Education and Work Experience:

• College degree in a job-related field, or equivalent experience.
• 2+ years of experience in credit analytics, loss forecasting, or finance/accounting.
• Proficient in Excel and SQL.
• Good communication skills, both written and verbal.
• Strong problem-solving skills.
• Ability to complete multiple tasks with minimal supervision.

Exeter Finance LLC is an Equal Opportunity Employer.

Individual compensation packages are based on various factors unique to each candidate including

skill set, experience, qualifications and other job-related reasons.