TM Payment Systems Risk Analyst

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We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Job Description:

Office Location:

Abilene, Texas, United States

SCOPE/CONTACTS:

Responsible for Payment System Risk analysis as it relates to customer compliance, audits, and education, fraud situations, as well as, keeping all internal Treasury Management personnel informed and educated.  

ESSENTIAL FUNCTIONS:

• Reviews internal department policies/procedures to ensure compliance with payment system rules and regulations.

• Analyzes customer risks as pertains to various payment systems. 
• Performs audits of customers at their location using various product lines (i.e., Remote Deposit, Merchant Card, and ACH origination). 
• Develops and presents internal training programs to ensure all internal Treasury Management personnel are educated.
• Develops and oversees customer training programs for various payment systems.
• Tracks and monitors fraud cases as they occur.
• Reviews reports of customer activity to ensure proper monitoring of various customer activities.
• Stays informed of payment system risks as the industry and its products change.
• Responsible for the completion of all compliance training related to the position.
• Understands all applicable laws and regulations that apply to the position and complies with the requirements.

MINIMUM QUALIFICATIONS:

• Minimum of two (2) years payment system (ACH, Merchant Card, or Remote Deposit) experience preferred.
• Three (3) to five (5) years banking experience required.
• Experience selling or supporting Treasury Management products/services or in compliance/risk role preferred.
• High comfort level with technology such as PCs and software/web-based products.
• High proficiency in Microsoft Word and Excel essential.
• High degree of self-motivation and ability to work autonomously.
• Strong client relationship management and customer service.
• Excellent written and verbal communication skills and ability to interact well with internal and external clients.

PREFERRED SKILLS:

• Bachelor’s Degree preferred.
• Accredited ACH Professional (AAP) preferred or working towards certification.

The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)