Senior Manager, Pricing and Analytics

Octane is unlocking the power of financial products for merchants and consumers. Our cutting-edge technology and innovative financial products empower businesses with more control and flexibility, enabling them to deliver seamless digital experiences, drive customer loyalty, and build long-term value.  

Octane supports merchants throughout the sales cycle: connecting dealerships with high-intent buyers, driving transparent, fast, and easy closings with award-winning technology, and providing on-going customer care with superior loan servicing.

Founded in 2014, Octane supports over 60 OEM partner brands and over 4,000 dealer partners, and has a team of over 600. Visit www.octane.co.

We’re looking for an experienced and analytical leader to join Octane as Manager, Pricing and Analytics. In this role, you’ll drive strategy and analysis for auto loan pricing and account origination, leading the development of methodologies, reporting, and quantitative insights that guide business performance.

You’ll partner with cross-functional teams, including executive leadership, to identify risks and opportunities, enhance pricing and credit risk models, forecast portfolio performance, and shape data-driven strategies that fuel profitability and growth.

This position is ideal for data-driven professionals with a strong background in consumer finance or FinTech lending who excel at translating complex analytics into actionable business decisions. Join us to advance Octane’s pricing intelligence and help deliver smarter, faster, and more transparent auto financing.

Responsibilities: 

• Apply analytical rigor and discipline to the process of measuring and evaluating the pricing and credit risk modeling within the auto lending business vertical.
• Develop and maintain working relationships with cross functional teams. 
• Communicate project status and develop a detailed understanding of business requirements across both business areas and project initiatives.
• Analyze and forecast historical origination pools for pricing and profitability insights.
• Review current business practices and make recommendations on changes based on cost/profitability.
• Collaborate with FP&A, Treasury and the Risk team in developing highly accurate and creative pricing and loan structuring models.
• Collaborate and coordinate clear direction for the company’s long-term growth plan using business intelligence and market feedback.
• Perform portfolio analyses to identify patterns and improvements in the areas loss frequency and overall risk mitigation.
• Independently develop techniques for data collection, data mining, analysis and presentation of findings. 

Requirements:

• 10+ years of related experience with 4 years’ experience in quantitative role(s) with a Bachelor’s degree.
• Consumer finance experience required, indirect auto lending strongly preferred.
• FinTech lending experience strongly preferred.
• Strong experience in SQL, Python, Databricks, Tableau and other business intelligence tools.
• Mastery of Excel and/or Google Sheets for developing valuation and financially structured models.
• Superior communication skills and ability to successfully interact with internal clients, business partners, automotive dealers, and outside investors.
• Considerable knowledge of business management, operations, and budgeting.
• Exceptional analytical skills.
• Exceptional organizational skills with the ability to handle multiple, high priority projects with a keen attention to detail and within a highly demanding environment.

Compensation: In addition to salary, Total Rewards include bonus eligibility, a stock option package, and benefits as outlined below. The role described above offers a base salary of $135,000 to $185,000 + corporate bonus eligibility. Your offer will be based on location, the alignment of your qualifications with the requirements of the job and internal equity

Benefits:

• Robust Health Care Plans (Medical, Dental & Vision)
• Generous Parental Leave
• Flexible Time Off (FTO) Policy - Time Off When You Need It
• Retirement Plan (401k) with company match!
• Educational Assistance/Tuition Reimbursement up to $3K/year 
• Life Insurance (Basic, Voluntary & AD&D)
• Short Term / Long Term Disability
• Robust Ancillary benefits including accident insurance, hospital insurance, etc
• Wellhub (Gympass) Wellness Benefit
• Powersports Safety Benefit

Disclaimer:  The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification.  They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.  All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

Octane Lending is an equal opportunity employer committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.

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