Software Engineer - Receive - Backend (Java)

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

About the role:

Team you will be working with: Receive

The team’s mission is to enable people and businesses to get paid faster, cheaper in any currency via any payment method, anywhere. We’re building a wide array of innovative products across our Acquiring, Payin and Account Details domains to facilitate receiving cross-border payments from around the world.

Our product engineering teams strive to truly understand what our customers need; working hand-in-hand with Product Managers, Analysts and Customer Support to create powerful, scalable solutions for millions of customers. This role offers the chance to make a significant impact, addressing challenges like frictionlessly onboarding customers and enabling seamless international money transfers.

We are looking for an engineer that is passionate about solving complex problems for their stakeholders. Someone who thrives working in an environment where they are empowered to make decisions and drive features and products forward. To do this, we believe that to make the best technical decision, you should have a strong understanding of the products you’re building. 

How we work:

We operate on a strong belief in automation, programmatic implementation, and reusable design. We’re looking for people who can step back and think holistically about the ecosystem, but also follow through and help implement the design.

We need to sustain this growth by continuously iterating on the services we run, with a focus on availability, security, and ease of use. We’re looking for an engineer with relevant experience who can analyse complex requirements and deliver simple solutions to help our teams achieve our mission with speed and confidence. 

What will you be working on?

We are looking for a Backend Engineer who will help build our Receive platform. You will work closely Product, Engineering and Analytics to design and build features and products while limiting risk and ensuring that we are scaling our operations to support millions of customers across the world.

Payin
The Payin Platform team build the systems through which all money flows into Wise, they own an internal API product where you'll work on making it easy for product teams to access global payin methods and scaling our extremely high throughput payment systems.

Account Details
You will work on expanding and scaling the account details platform to add support for more currencies and enhance payment processing for bank transfers.

Acquiring
The focus of Acquiring pod is to enable businesses to get paid in the format of their choice (think Invoices, Checkout experience, etc) with their choice of payment methods (think Cards, Apple Pay, Bank Transfers, etc) at the lowest cost possible.

What do you need?

We are fully aware that it is uncommon for a candidate to have all skills required and we fully support everyone in learning new skills with us. So if you have some of those listed below and are eager to learn more we do want to hear from you!

• Strong proficiency in backend programming languages like Java, Python or Go.

• Expertise in designing and implementing RESTful APIs.

• In-depth knowledge of distributed systems principles. Experience in designing and optimising distributed architectures is a plus.

• Demonstrated experience working in product-led companies, with a strong product mindset that prioritises user needs and business goals.

• Excellent verbal and written communication skills, with the ability to convey technical concepts to both technical and non-technical audiences.

• Ability to break down complex problems into shippable milestones that deliver value fast.

• Proven experience in managing relationships with various stakeholders, ensuring alignment and understanding of project goals and requirements. Skilled in balancing stakeholder needs with technical feasibility.

Nice to Have:

• Solid understanding of database fundamentals.

• Experience in messaging systems such as Kafka is a plus.

• Good understanding of payment systems and financial transactions.

Interested? Find out more:

• How we work – a practical guide

• Wise Tech Stack (2025 update)

• Our Engineering career map

• Scaling our Infrastructure; how we make it work

• Wise Engineering – https://medium.com/wise-engineering

What do we offer: 

• Starting salary: £65,000 - £85,000

• Wise Benefits

#LI-AB3 #LI-Hybrid

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.