Settlement and Trading Operations Engineer

Join zerohash as a Settlement and Trading Operations Engineer and help drive the efficiency of our global value transfer infrastructure. This role is designed for a technically-minded professional who enjoys bridging the gap between high-stakes financial operations and scalable engineering solutions. You will play a key part in ensuring our digital asset and fiat transactions move seamlessly while leveraging intermediate-level programming and AI-driven workflows to optimize our daily operations.

• Daily Settlement Execution: Oversee and manage the end-to-end processing of crypto and fiat transfers, ensuring all transactions are finalized accurately and within strict settlement windows.

• Data Reconciliations: Perform complex checks between internal ledgers and external bank/custodian statements to identify, investigate, and resolve discrepancies in account balances.

• Advanced Troubleshooting: Investigate failed transfers or mismatched data by writing sophisticated SQL queries and reviewing distributed transaction logs to identify root causes in real-time.

• Workflow Automation: Develop and maintain intermediate Python scripts (leveraging libraries like pandas or requests) to automate complex reconciliation tasks, reducing manual touchpoints and increasing speed.
• AI Integration: Actively utilize AI tools and LLMs to accelerate script development, perform anomaly detection on settlement data, and draft technical documentation for operational processes.
• Reporting & Analytics: Build and optimize recurring dashboards and data models to track transaction health, liquidity trends, and operational performance for leadership.
• Cross-Functional Engineering Support: Partner with Product and Engineering teams to stress-test new features, provide feedback on API architecture, and help build internal settlement tools for zerohash.
• Technical Client Support: Act as the primary technical point of contact for institutional clients to resolve complex transaction inquiries and API integration hurdles.

• Experience: 2-4 years of professional experience in financial operations, payments, or a related back-office settlement role.
• Intermediate Python Proficiency: Strong ability to write, debug, and maintain Python scripts. You should be comfortable with data manipulation, error handling, and integrating with REST APIs.
• Intermediate SQL Knowledge: Proficiency in writing complex queries, including multi-table joins, subqueries, and Common Table Expressions (CTEs) to analyze large-scale datasets.
• AI Proficiency: Required experience using AI-assisted tools (e.g., GitHub Copilot, ChatGPT, or Claude) to enhance productivity, optimize code, and solve operational problems more efficiently.
• API Fundamentals: Solid understanding of API architecture and experience using tools like Postman to interact with production-grade financial environments.
• Attention to Detail: A proven track record of high precision in transactional environments where accuracy is critical to preventing financial loss.
• Education: Bachelor’s degree in Computer Science, Finance, Economics, or a related technical field.
• Communication: Excellent ability to translate complex technical 'breaks' into clear actionable insights for both engineers and non-technical stakeholders.

• Healthcare Insurance: zerohash covers roughly 100% of employee premiums as well as a portion of spouse/children (U.S. only)
• Vision & Dental Insurance (U.S. only)
• Chance to earn equity
• Maternity & Paternity leave (after 6 months)
• WeWork All Access Membership
• WFH Yearly Stipend
• L&D Yearly Stipend (after 6 months)

zerohash is the leading crypto and stablecoin infrastructure platform and the operating system for digital money, powering the next generation of financial services. Founded in 2017, zerohash enables banks, brokerages, fintechs, and payment companies to offer crypto trading, stablecoin payments, and tokenized assets without having to build or manage complex blockchain infrastructure on their own.
The zerohash platform supports three core pillars: Trade, Transact, and Tokenize. Through a single integration, customers can launch regulated crypto buy, sell, and custody services; enable 24/7 stablecoin-based funding, payouts, and settlement; and issue and manage tokenized assets with built-in compliance, risk controls, and reporting. By abstracting away technical, regulatory, and operational complexity, zerohash allows partners to treat digital assets as just another financial primitive: fast, programmable, and global.
zerohash is trusted by some of the world’s most recognized financial and consumer brands, including Interactive Brokers, Morgan Stanley, Stripe, Franklin Templeton, BlackRock, DraftKings, Gusto, Worldpay, Kalshi, One Pay, among others. Today, zero infrastructure supports millions of end users across brokerage, wealth, payments, and marketplace platforms globally.
The company is deeply regulated and compliance-first, operating across the U.S. and internationally with licenses and approvals that allow partners to enter crypto and stablecoins with confidence. zerohash has become a trusted partner for enterprises seeking to modernize financial products while meeting the highest standards for security, risk management, and regulatory oversight.
To date, zerohash has raised over $280 million in funding from a mix of leading venture firms and strategic investors, including Morgan Stanley, Interactive Brokers, SoFi, Point72 Ventures, Bain Capital Crypto, Lightspeed Venture Partners, and more.
zerohash has been featured in top-tier media outlets such as Bloomberg, CNBC, The Wall Street Journal, Financial Times, Reuters, Forbes, and CoinDesk, and its leadership team regularly contributes to global conversations on the future of payments, investing, and financial infrastructure.
At zerohash, we're building the infrastructure that makes digital money work securely, compliantly, and at global scale.

All zerohash employees are guided by the following characteristics and core principles:

• Independence/Ownership - An ability to work autonomously. Join zerohash, pitch ideas, and shape the work you do.
• Passion - We are innovating quickly and challenging the status quo. We want you to think big, be creative and ​make a difference every day.
• Collaborative - A good attitude and respect for others. We’re teammates, not co-workers. Everything we do is a shared success and equally a shared failure - we talk in terms of “we” not “me”.
• Initiative - An ability and passion for learning and asking questions. We will champion you, challenge you and push you to achieve your best - and we expect you to do the same.
• Empathy - An ability to listen, respect, and understand your co-workers, customers, and everyone you interact with no matter how different they are to you.
• Adaptability - An ability to respond quickly. We are in a fast-paced industry and so we expect you to be creative when solving a new problem and comfortable under pressure.
• Transparency - We believe that transparency is critical to empowering everyone to make the best decisions, both the company to its people and vice versa.
• Integrity - Integrity creates trust. As both an organization collectively and as individuals, it is our most valuable asset.

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For candidates based in Colorado, please contact colorado-wages @zerohash.com to request compensation and benefits information regarding a particular role(s). Please include with your email the city you reside (or intend to reside in Colorado) and the title/link to the roles you're interested in.

**We’ve recently seen an increase in individuals impersonating zerohash recruiters to target job seekers. Please stay vigilant and keep the following in mind to ensure you are communicating with the real zerohash team:

• Verified Emails Only: Official outreach will only come from a  @zerohash.com email address.
• No Messaging Apps: We will never contact you via unsolicited text messages, WhatsApp, or Telegram.
• Official Applications: Only apply directly through our careers webpage (zerohash.com/careers) or zero-hash.breezy.hr.

See something suspicious?
If you want to verify an interview request or report a fake job posting or suspicious communication, please contact us immediately at talent @zerohash.com. This email is for fraud reports only. Candidate application inquiries will not be responded to.