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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
Senior Software Engineer, Loan Servicing Platform
Are you excited by the idea of rethinking architecture, designing clean systems from the ground up, and solving meaningful real-world problems at scale? SoFi is on a mission to help people achieve financial independence, and we’re building the next-generation loan servicing platform to power that future.
As a Senior Software Engineer, you won’t just be maintaining legacy code—you’ll be a key architect and builder of a modern, scalable platform at the heart of SoFi’s lending business. This is a rare opportunity to join a team at an inflection point, where innovation, autonomy, and impact come standard.
Why This Role is Exciting
- You’ll be joining at a pivotal time as we re-architect critical systems for scale and performance, and you’ll play a major role in shaping our technical direction.
- We’re not just modernizing—we’re reimagining. Expect opportunities to explore new technologies, frameworks, and paradigms to future-proof our infrastructure.
- You’ll work cross-functionally with product, operations, design, and compliance to deliver innovative, high-impact solutions that directly serve our members.
What You’ll Do
- Design, build, and own highly available, resilient services that form the backbone of our loan servicing platform.
- Partner on long-term architecture strategy, weighing trade-offs and introducing best practices to keep us scalable, testable, and performant.
- Take features from idea to production, including defining APIs, writing business logic, deploying services, and monitoring success.
- Mentor junior engineers and be a culture-carrier for collaboration, excellence, and growth.
- Contribute to a culture of engineering rigor and continuous improvement.
What You’ll Bring
- 5+ years of hands-on backend or full-stack software development experience.
- Proficiency with modern tools and frameworks. Our core stack includes Kotlin, Java, Python, Spring Boot, PostgreSQL, and we work with REST APIs, gRPC, and orchestration tools like Temporal and Airflow.
- A passion for clean, well-tested code and experience in CI/CD, Docker, Kubernetes, and cloud-native architectures.
- Strong problem-solving skills and a love for diving deep into systems to understand what’s really going on.
- A team mindset—you enjoy mentoring others, engaging in code reviews, and celebrating wins together.
Nice to Have
- Full-stack experience or interest in learning front-end technologies.
- Experience with Kafka, distributed systems, stream processing, or data-heavy applications.
- Background in financial services or working in regulated environments.
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
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