Senior Software Engineer, Backend

At Tilt (formerly Empower), we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond outdated credit scores, using over 250 real-time financial signals to recognize real potential. Named among the next billion-dollar startups, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.

The Opportunity: Senior Software Engineer, Backend

We’re looking for Senior Backend Engineers who care about building scalable, reliable systems — and who thrive in a collaborative environment. You’ll join one of several product or infrastructure teams, each tackling challenges from decisioning to payments to APIs. Wherever you land, you’ll work on projects that are high-impact, technically challenging, and deeply rewarding.

Tilt is a remote-first company. We drive connectivity through regular company offsites. Travel for company offsites is expected at a minimum 2 times a year.

How you’ll make an impact

• Design and scale backend systems that power our consumer facing products

• Build and refine APIs that deliver instant, seamless experiences.

• Collaborate with product, credit/finance, compliance, support, and analytics teams.

• Contribute to technical discussions, code reviews, and roadmap planning.

• Drive continuous improvement in code quality, security, and operational excellence.

• Share knowledge, mentor peers, and contribute to engineering best practices.

Why you’re a great fit

• 3+ years of backend engineering experience (we know careers don’t all look the same — if you’re close, let’s talk).

• Experience with .NET (C#), or similar frameworks

• Experience scaling consumer-facing products with significant transaction volumes

• A collaborative problem-solver who values inclusion, feedback, and continuous learning.

• Able to effectively leverage AI-powered development tools (e.g., Cursor, Augment, Factory) to enhance productivity, code quality, and collaboration.

Don’t meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you.

• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.

• Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.

• Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.

• Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.

• Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)

• Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.

We're looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. We're in this together, working to expand access to fair credit and prove that people are incredible. When you join us, it's not just another day at the [virtual] office, you're helping millions of hardworking people reach better financial futures.

You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.