About Upstart
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload.
Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!
The Team:
Upstart’s Servicing & Enablement team is responsible for driving strategic initiatives, operational readiness, and scalable improvements across all facets of the Servicing vertical. We work cross-functionally with engineering, product, compliance, and operations to launch high-impact projects, improve efficiency, and deliver effortless borrower experiences. Our goal is to lead high-quality, scalable programs that support long-term servicing strategy and enable teams to operate with excellence.
As a Senior Program Manager at Upstart, you will lead complex, cross-functional initiatives from scoping through implementation. You will shape long-term strategy through scalable program investments, ensure alignment across partner teams, and serve as a force multiplier for senior leadership by independently executing these initiatives. You’ll bring clarity to challenging, ambiguous problem sets.
How you’ll make an impact
- You will own, lead, and scale programs across one of a few key pillars of Servicing Programs. Depending on your strengths and interests, you may focus on one or span several of these areas:
- Operational Systems & Governance
- Help us build the systems that keep Servicing running smoothly. You’ll establish scalable operating rhythms, governance frameworks, and playbooks that promote clarity, consistency, and execution across teams.Your work will connect day-to-day operations to enterprise strategy, ensuring leadership visibility and driving simplification, automation, and alignment at every level.
- Employee & Vendor Engagement
- Shape how Servicing feels to work in. You’ll lead programs that strengthen engagement and culture across internal and vendor teams, turning employee feedback into meaningful action. From pulse surveys to leadership development, you’ll create the frameworks that make engagement measurable, inclusive, and impactful across all sites.
- Accelerator Program Leadership
- Grow the future of Servicing. You’ll own the Servicing Accelerator Program — a rotational development experience for early-career professionals — helping participants build foundational skills and exposure across Servicing functions. You’ll partner with leaders to design learning experiences, track outcomes, and measure readiness for the next generation of Upstart leaders.
- Borrower Success Programs
- Drive the programs that help current borrowers succeed. You’ll coordinate initiatives that improve contact center performance, repayment outcomes, and overall borrower experience. Working across Operations, Product, Risk, and Analytics, you’ll turn strategy into action — streamlining processes, improving communication across vendors, and ensuring every borrower touchpoint is effective, consistent, and aligned with Upstart’s mission to deliver effortless credit.
- Operational Systems & Governance
Minimum Qualifications
- 6–8+ years of experience in program management, operations, employee engagement, or strategy, preferably in financial services, fintech, or customer operations.
- Proven success translating strategy into structured execution across multiple teams and stakeholders.
- Experience leading cross-functional programs involving Product, Engineering, People Ops, Risk, or Compliance.
- Strong analytical, communication, and storytelling skills — able to synthesize insights into executive-ready narratives.
- Track record of building scalable systems, playbooks, or governance models.
- Skilled at driving alignment and influence across complex stakeholder groups, including external vendors.
Preferred Qualifications
- Deep understanding of the servicing lifecycle, including call center operations, compliance, and the borrower journey.
- Background in servicing, collections, or financial operations with exposure to risk and compliance frameworks.
- Proven ability to design playbooks and frameworks that drive behavioral and process change.
- Experience leading change management or transformation programs in regulated environments.
Familiarity with automation, digital servicing tools, and AI-assisted operations. - Passion for simplifying complexity, creating clarity, and helping teams see how their work drives company impact.
Position location This role is available in the following locations: Remote.
Time zone requirements The team operates on the East/West coast time zones.
Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.
What you'll love:
- Competitive Compensation (base + bonus & equity)
- Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
- 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
- Employee Stock Purchase Plan (ESPP)
- Life and disability insurance
- Generous holiday, vacation, sick and safety leave
- Supportive parental, family care, and military leave programs
- Annual wellness, technology & ergonomic reimbursement programs
- Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
- Catered lunches + snacks & drinks when working in offices
#LI-REMOTE
#LI-MidSenior
At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).
Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together.
If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email [email protected]
https://www.upstart.com/candidate_privacy_policy
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