Senior Product Manager, Lending

SoFi is looking for a Senior Product Manager to join our Lending Finance team. In this role, you’ll help define, prioritize, and deliver the core platforms and services that power SoFi’s lending business behind the scenes—ensuring we can sell loans seamlessly, report accurately to investors, and close our books on time each month. Your work will directly enable SoFi to scale its lending business with confidence, transparency, and precision.

You will own key elements of our lending finance platform strategy, working across engineering, accounting, capital markets, treasury, and data science to deliver tooling that meets the needs of both internal users and external investors. From building and enhancing our Collateral Tool (used to manage loan sales), to strengthening investor reporting workflows, to simplifying month-end accounting processes, you will bridge technical and business worlds to drive measurable impact.

As a Senior Product Manager on this team, you’ll be expected to set ambitious goals, sweat the details, and deliver with urgency—helping SoFi maintain trust with investors, while creating scalable systems that support billions in loan volume.

• Define and execute on a product vision for Lending Finance platforms (Collateral Tool, investor reporting, accounting systems).
• Build scalable, reliable, and auditable solutions that simplify complex financial workflows while ensuring accuracy and compliance.
• Own and prioritize the product backlog for your engineering squad, writing detailed requirements and partnering closely with developers.
• Partner with Data Science, Capital Markets, and Accounting teams to deeply understand their workflows and translate them into intuitive tooling.
• Ensure loan sales and investor reporting processes are automated, transparent, and resilient to scale.
• Collaborate cross-functionally to align on requirements and timelines.
• Operate in a fast-paced agile environment, making trade-offs and decisions to deliver iteratively while driving toward long-term goals.
• Be a champion of SoFi’s values
  

• Bachelor’s degree or higher, ideally in a technical, finance, or quantitative field.
• 3+ years of experience as a product manager
• Demonstrated ability to translate complex financial/accounting workflows into simple, usable tools.
• Excellent communication skills
• Strong analytical and data-driven mindset; able to dive into financial and operational metrics.
• Experience owning end-to-end product delivery, from discovery through launch and iteration.
• High bias for action and ownership—comfortable operating in ambiguous, cross-functional environments.
  

• Experience with loan accounting, investor reporting, or structured finance.
• Familiarity with collateral management, loan sales processes, or securitization.
• Background in financial technology, capital markets, or SaaS platforms for financial services.
• Experience building systems with strong data integrity, auditability, and compliance requirements.