Senior Insurance Product Manager

Established in 2021, Independence Pet Holdings is a corporate holding company that manages a diverse and broad portfolio of modern pet health brands and services, including insurance, pet education, lost recovery services, and more throughout North America.

We believe pet insurance is more than a financial product and build solutions to simplify the pet parenting journey and help improve the well-being of pets. As a leading authority in the pet category, we operate with a full stack of resources, capital, and services to support pet parents. Our multi-brand and omni-channel approach include our own insurance carrier, insurance brands and partner brands. 

Independence American Insurance Company (IAIC), a subsidiary of IPH, has over 50 years of underwriting experience and a history of innovation in the pet insurance industry. IAIC has built a reputation as a trusted and dependable partner. We are a pet-focused underwriter with deep insurance industry experience, offering a product with proven consumer appeal. 

Job Location: Remote

Job Summary:

As a Senior Insurance Product Manager, you will be a key leader within the Product Center of Excellence (CoE), responsible for shaping and optimizing IPH’s insurance product portfolio. You will own state‑level and national product strategies, drive profitable growth, and ensure our offerings meet regulatory expectations while delivering exceptional value to customers.

This role is ideal for a seasoned P&C insurance professional who thrives at the intersection of portfolio management, pricing strategy, regulatory nuance, and cross‑functional leadership. You will leverage GLM outputs, market intelligence, and MGA insights to influence product direction and financial performance across a diverse, rapidly evolving portfolio.

Main Responsibilities:

Portfolio Strategy & Performance

• Develop state‑specific and national P&L strategies aligned with regulatory expectations and business objectives.
• Analyze product and portfolio performance to identify trends, opportunities, and required strategic adjustments.
• Lead profitability and growth initiatives, including segmentation strategies and rate adequacy improvements.
• Serve as a subject matter expert on insurance portfolio management, guiding leadership on emerging themes and performance drivers.

Cross‑Functional Leadership

• Partner with MGA Product Teams to translate local product ideas into scalable, compliant, and profitable national strategies.
• Collaborate with Actuarial and Underwriting to interpret GLM outputs, refine factor selections, and identify pricing or risk‑mitigation opportunities.
• Work closely with Operations, Compliance, and Distribution to align product decisions with state requirements and business goals.

Regulatory & Market Intelligence

• Leverage tools such as S&P Global and Ratefilings.com to monitor competitor activity, regulatory changes, and market trends.
• Support state‑specific product launches, filings, and regulatory submissions in partnership with the Product CoE and Administrators.

Data‑Driven Decision Making

• Build structured insights from multiple data sources to inform product strategy and prioritization.
• Utilize SQL, Snowflake, Databricks, or similar tools to gather and analyze product performance data.
• Translate complex analysis into clear, actionable recommendations for internal stakeholders.

Leadership & Team Development

• May manage Product Analyst(s) supporting state strategies, portfolio analysis, and product performance initiatives.
• Contribute to company‑wide strategic planning and long‑term product roadmap development.

Qualifications:

Insurance & Product Expertise

• 7+ years of experience in P&C insurance, including pricing, underwriting, product performance, or portfolio management.
• Direct experience working with state DOIs, rate filings, regulatory expectations, or multi‑state product oversight.
• 2+ years of Product Management experience preferred; leadership experience a plus.
• Experience partnering with Actuarial teams and interpreting GLM or other predictive model outputs.

Technical & Analytical Skills

• Proficiency with SQL, Snowflake, Databricks, or similar tools for data extraction and analysis.
• Strong ability to synthesize complex data into strategic insights and recommendations.

Industry Knowledge

• Experience in MGA, carrier, or multi‑state insurance environments strongly preferred.
• Veterinary or animal health knowledge (dogs and cats) is highly desirable.

Professional Skills

• Exceptional communication skills with the ability to influence cross‑functional teams.
• Comfortable managing multiple priorities in a fast‑paced, evolving environment.
• Ability to travel up to 10%.

#carrier #LI

All of our jobs come with great benefits including healthcare, parental leave and opportunities for career advancements. Some offerings are dependent upon the location of where you work and can include the following:

• Comprehensive full medical, dental and vision Insurance

• Basic Life Insurance at no cost to the employee

• Company paid short-term and long-term disability

• 12 weeks of 100% paid Parental Leave

• Health Savings Account (HSA)

• Flexible Spending Accounts (FSA)

• Retirement savings plan

• Personal Paid Time Off

• Paid holidays and company-wide Wellness Day off

• Paid time off to volunteer at nonprofit organizations

• Pet friendly office environment

• Commuter Benefits

• Group Pet Insurance

• On the job training and skills development

• Employee Assistance Program (EAP)

Interview Technology Notice:

Please note that phone and video interviews or screenings may be recorded and transcribed using interview technology to support our recruitment process.

By continuing with the interview, you consent to this use.

Text Messaging Notice:

If you provide a mobile phone number, you may receive job-related communications via text message. Message and data rates may apply.

You may opt out of text communications at any time by replying “STOP.”