Product Manager - Originations

Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.

We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.

If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!

At Regional Management, we are evolving what it means to lead in consumer finance by pairing modern technology with a human-first approach—enhancing the personal connections that define great lending. As a publicly traded company serving millions of Americans with limited access to traditional credit, we operate at the intersection of technology, data, and real-world customer impact. With a strong track record of profitability and sustained growth, we're scaling our digital lending platform, expanding nationally, and investing in advanced analytics, automation, and modern infrastructure. We’re looking for product leaders fluent in emerging technologies who take initiative, are passionate about improving customers’ financial lives, and want to help shape the next chapter of a $90B+ market opportunity.

Role Summary

As a Product Manager at Regional Management, you’ll help drive the roadmap behind our digital originations and credit experiences—focusing on the analytics, logic, and decision frameworks that power them. You’ll work closely with credit, data, marketing and engineering teams to evaluate performance, identify opportunities, and develop solutions that improve both customer outcomes and portfolio quality. This role is ideal for someone who enjoys digging into data, shaping policy through experimentation, and translating insights into scalable product improvements.

Key responsibilities

• Drive the development of a scalable and profitable digital lending strategy in close partnership with credit, engineering, marketing, and operations teams

• Define and execute roadmap initiatives that improve originations performance, customer experience, and business outcomes

• Analyze performance across the digital funnel to identify opportunities, inform prioritization, and guide product decisions

• Use SQL (and ideally Python) to explore data, validate assumptions, and track the impact of product changes

• Collaborate with credit and engineering teams to refine decisioning logic and ensure accurate implementation

• Champion customer experience improvements by identifying pain points, simplifying workflows, and delivering intuitive digital interactions

• Translate insights and business goals into clear, actionable product requirements

• Manage a product backlog aligned with strategic priorities and cross-functional input

• Monitor post-launch results and continuously iterate to improve efficiency, risk performance, and user outcomes

Minimum Qualifications

• 3–6 years of product management or business analyst experience in a data-rich, tech-enabled environment

• Strong proficiency in SQL; able to independently explore data, validate hypotheses, and measure impact

• Ability to read and interpret code (Python preferred) to collaborate effectively with engineers and validate logic

• Bachelor’s degree in a quantitative field (e.g., mathematics, statistics, computer science, economics, engineering); advanced degree preferred

• Experience shipping features or products that involve complex decisioning logic, rules engines, or policy levers

• Strong analytical and problem-solving skills; comfortable working with ambiguity and large datasets

• Excellent communication and collaboration skills across technical and non-technical teams

• Familiarity with consumer lending, credit decisioning, or financial services is a plus

• Comfortable working independently and taking ownership of end-to-end product delivery

• Strong attention to detail with a bias toward structured thinking, experimentation, and measurable outcomes

Compensation range: $94,000-140,000 annually

If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: https://regionalfinance.com/wp-content/uploads/2022/11/UPDATED-Employee-Privacy-Policy-11.2022.pdf

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Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional’s policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.