Product Engineer I

Axos Bank

Target Range:

$100,000.00/Yr. - $115,000.00 /Yr,

Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 10%

Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

The Product Engineer 1 is an associate-level role within the product team’s career progression (PE1–PE4), responsible for maintaining Verdant’s product backlog and requirements pipeline. This role operates with an AI-first mindset, leveraging AI tools and agents as primary productivity multipliers. The ideal candidate is intellectually curious, demonstrates a strong ability to work with AI effectively, and is motivated to develop deep business domain knowledge in equipment finance.

Responsibilities:

• Maintain the product backlog with refined, development-ready stories under the direction of the Director of Product
• Conduct stakeholder interviews and requirements sessions under the direction of the Director of Product
• Author user stories and acceptance criteria following established team standards and templates
• Query and interpret production data — using AI assistance where helpful — to answer business questions, inform story context, and validate assumptions
• Apply AI tools (Claude, Copilot, MCP-connected agents) as a primary productivity multiplier for requirements documentation, story generation, and analysis
• Create test cases and execute UAT scripts, tracking results and communicating findings to the team
• Maintain product documentation, knowledge base articles, and process documentation
• Participate actively in all sprint ceremonies including planning, standups, reviews, and retrospectives
• Build deep domain knowledge in equipment finance and Verdant’s leasing verticals
• Identify process improvement opportunities and surface recommendations to the Director of Product
• Participate in the full software development lifecycle, including testing and validation of changes, user acceptance testing, end-user training, and rollout coordination
• Interact with internal and external business users to gather feedback, answer questions, and translate business needs into actionable requirements

Requirements:

• Bachelor's degree or equivalent experience in product ownership, business analysis, QA, or a related field
• AI-first mindset — demonstrated experience using AI tools (Claude, ChatGPT, Copilot, or similar) as a primary productivity tool, not just an occasional aid
• Data literacy — ability to query and interpret data to answer business questions and validate assumptions (SQL fluency not required; AI-assisted querying is expected)
• Familiarity with Agile/Scrum methodology and sprint-based delivery
• Strong written and verbal communication skills
• Intellectual curiosity and a strong desire to learn the business domain

Preferred:

• Experience with Azure DevOps or GitHub for backlog management
• Exposure to financial services, fintech, or commercial lending
• Any coursework or certification in business analysis, product management, or Agile

Axos Employee Benefits May Include:

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test:

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity:

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment:

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

E-Verify and Right to Work Notices

Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.

IER Right to Work Poster (English/Spanish)

E-Verify Participation Poster (English/Spanish)