Product Analyst - Commercial Auto & Underwriting Strategy

The Product Analyst will play a key role in shaping the company’s product strategy, pricing, and competitive positioning across P&C insurance lines. In this role, you will support favorable business outcomes by analyzing complex issues and providing actionable recommendations for rating plans, underwriting rules, process enhancements, and other strategic initiatives. You will also serve as a bridge between the Product department and other functions, including Underwriting, Marketing, Finance, and Technology.

Responsibilities:

• Contribute to the management of P&C product performance, supporting profitable growth and achievement of business targets.
• Conduct quantitative analyses to inform pricing, underwriting, and product strategies, leveraging predictive modeling concepts and other advanced techniques.
• Identify trends, develop hypotheses, and proactively recommend solutions to business challenges.
• Manage and support projects of moderate to high complexity, using data systems and analytical tools to diagnose issues, test solutions, and deliver insights to leadership.
• Collaborate cross-functionally to ensure product strategies are aligned with business needs and market opportunities.
• Monitor competitor actions, regulatory developments, and market trends in assigned states to identify risks and opportunities, and recommend strategic responses.

Qualifications:

• Strong analytical skills with the ability to apply quantitative methods to business problems and communicate insights clearly.
• Experience linking multiple data sources and transforming data into actionable business insights.
• Confidence in taking ownership of projects, making recommendations with incomplete data, and following issues through to resolution.
• Demonstrated ability to develop creative, practical solutions to complex business problems.
• Solid understanding of the P&C insurance industry, with prior experience in commercial lines product management, actuarial, or other analytical roles.
• Strong project management, organizational, and problem-solving skills.
• Excellent communication skills with the ability to work effectively with both technical and non-technical stakeholders.
• Proficiency in SQL, Excel, and Tableau (or similar BI tools) preferred.
• 2–4 years of experience in insurance product, actuarial, or data analytics roles (small commercial experience preferred).
• Bachelor’s degree in Actuarial Science, Mathematics, Economics, Finance, or a related field required; advanced degree preferred.

About the Company

The Plymouth Rock Company and its affiliated group of companies write and manage over $2.2 billion in personal and commercial auto and homeowner’s insurance throughout the Northeast and mid-Atlantic, where we have built an unparalleled reputation for service.  We continuously invest in technology, our employees thrive in our empowering environment, and our customers are among the most loyal in the industry.  The Plymouth Rock group of companies employs more than 2,000 people and is headquartered in Boston, Massachusetts.  Plymouth Rock Assurance Corporation holds an AM Best rating of “A-/Excellent.”