As a Principal Software Engineer, you will enhance and deliver technology products, provide architectural direction, and collaborate with cross-functional teams in a bank technology setting.
Job Description
If you are looking for a game-changing career, working for one of the world's leading financial institutions, you've come to the right place.
As a Principal Software Engineer at JPMorgan Chase within Consumer Card Technology, you will provide your expertise and engineering excellence as an essential member of an agile team. Your role involves enhancing, building, and delivering trusted, market-leading technology products in a secure, stable, and scalable manner. You will leverage your advanced technical skills and collaborate with colleagues across the organization to achieve best-in-class outcomes across various technologies, supporting one or more of the firm's portfolios.
Job responsibilities
Required qualifications, capabilities, and skills
Preferred qualifications, capabilities, and skills
About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
If you are looking for a game-changing career, working for one of the world's leading financial institutions, you've come to the right place.
As a Principal Software Engineer at JPMorgan Chase within Consumer Card Technology, you will provide your expertise and engineering excellence as an essential member of an agile team. Your role involves enhancing, building, and delivering trusted, market-leading technology products in a secure, stable, and scalable manner. You will leverage your advanced technical skills and collaborate with colleagues across the organization to achieve best-in-class outcomes across various technologies, supporting one or more of the firm's portfolios.
Job responsibilities
- Creates complex and scalable coding frameworks using appropriate software design frameworks
- Develops secure and high-quality production code, and reviews and debugs code written by others
- Advises cross-functional teams on technological matters within your domain of expertise
- Serves as the function's go-to subject matter expert
- Contributes to the development of technical methods in specialized fields in line with the latest product development methodologies
- Creates durable, reusable software frameworks that are leveraged across teams and functions
- Influences leaders and senior stakeholders across business, product, and technology teams
- Provides architectural direction and guidance for current and future state platform engineering efforts
- Work closely with cross-functional teams including developers, engineers, product managers and business stakeholders.
- Communicate complex technical concepts effectively to non-technical audience.
- Champions the firm's culture of diversity, opportunity, inclusion, and respect
Required qualifications, capabilities, and skills
- Formal training or certification on principal software engineering concepts and 10+ years applied experience
- Deep understanding of Cloud Technologies, and in particular Public Cloud and AWS
- Demonstrated experience in crafting well-architected designs, application development, testing, resiliency and operational stability to utilize the capabilities of cloud computing for applications
- Prior Banking Domain experience
- Advanced knowledge of software architecture, application development, and technical processes with considerable in-depth knowledge in one or more technical disciplines (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)
- Experience applying expertise and new methods to determine solutions for complex architecture problems in one or more technical disciplines.
- Strong Technical expertise in Advanced Design patterns in Java ,Python, Terraform and proficiency in SQL, NoSQL cloud databases, Reporting and streaming platforms
- Understanding of building secure solution designs including cloud experience
- Ability to tackle design and functionality problems independently with little to no oversight
- Ability to evaluate current and emerging technologies recommend the best solutions for the future state architecture
- Drive domain modeling, designing, and handling of complex and scalable architectures, building container eco-systems for micro services
Preferred qualifications, capabilities, and skills
- At least 10 years experience in Banking Domain, Card Industry preferred
- Expertise in modernization in cloud platform from large, complex heritage ecosystem of mainframe and monoliths.
- Experience in modeling languages like UML or C4 model and knowledge of EA frameworks like TOGAF is preferable
- Experience with Micro-Services and Event-Driven architectures
About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Top Skills
AWS
Java
NoSQL
Python
SQL
Terraform
Similar Jobs at JPMorganChase
Financial Services
As a Principal Software Engineer, you will enhance technology products within Consumer Card Technology, focusing on cloud solutions, architecture, and collaborating with teams to deliver high-quality applications.
Top Skills:
AWSCloud TechnologiesJavaNoSQLPythonSQLTerraform
Financial Services
Lead transformation projects in Wholesale Credit Risk Management, enhance processes, and ensure project alignment with organizational goals.
Top Skills:
Agile MethodologyExcelMicrosoft Office SuitePowerPointWord
Financial Services
The Executive Director will lead change management strategies for workplace services, collaborating with teams to enhance employee experience and drive successful implementation of changes.
Top Skills:
ExcelFigmaJIRAMs ProjectPowerPointTableauVisioWord
What you need to know about the Boston Tech Scene
Boston is a powerhouse for technology innovation thanks to world-class research universities like MIT and Harvard and a robust pipeline of venture capital investment. Host to the first telephone call and one of the first general-purpose computers ever put into use, Boston is now a hub for biotechnology, robotics and artificial intelligence — though it’s also home to several B2B software giants. So it’s no surprise that the city consistently ranks among the greatest startup ecosystems in the world.
Key Facts About Boston Tech
- Number of Tech Workers: 269,000; 9.4% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: Thermo Fisher Scientific, Toast, Klaviyo, HubSpot, DraftKings
- Key Industries: Artificial intelligence, biotechnology, robotics, software, aerospace
- Funding Landscape: $15.7 billion in venture capital funding in 2024 (Pitchbook)
- Notable Investors: Summit Partners, Volition Capital, Bain Capital Ventures, MassVentures, Highland Capital Partners
- Research Centers and Universities: MIT, Harvard University, Boston College, Tufts University, Boston University, Northeastern University, Smithsonian Astrophysical Observatory, National Bureau of Economic Research, Broad Institute, Lowell Center for Space Science & Technology, National Emerging Infectious Diseases Laboratories

