M&T Bank Logo

M&T Bank

Mortgage Processor III (Safe Act)

Posted 20 Days Ago
Be an Early Applicant
Remote
Hiring Remotely in USA
19-31
Junior
Remote
Hiring Remotely in USA
19-31
Junior
Process conventional and government loan requests, ensuring compliance and effective communication with customers and partners while managing necessary documentation and administrative duties.
The summary above was generated by AI
Overview:

Seasoned processor with a strong analytical ability to assess conventional and government loan requests based on a thorough knowledge of product, underwriting, and investor guidelines.  Serve as the communication liaison between the customer and M&T’s Mortgage department. Directly assist customers as required in a prompt, courteous and professional manner.  Responsible for adherence to compliance guidelines and to the requirements of federal registration under the SAFE Act.

Primary Responsibilities:
  • Maintain effective and professional communication with all necessary parties involved in a new loan application, including the customer, broker, all co-workers, and other external partners  to ensure a seamless and positive experience  
  • Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application  i.e.:  Verification of Employment, IRS Transcripts, title search, appraisal, bank statements, etc.
  • Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines.
  • Monitor, update and analyze credit reports, appraisals, income documentation, and all verifications to ensure they adhere to product, underwriting and investor guidelines.
  • Perform other administrative duties supporting the origination department including, but not limited to:  preparing and mailing commitment letters, review title and homeowner’s insurance, mailing loan suspend notices, providing the closing attorney with additional documentation, and all applicable processing checklists.
  • Ability to scrutinize a loan application to assess qualification, and is able to restructure a loan or recommend solutions.
  • Empowered to review and accept loan conditions based on underwriter requirements.
  • Ensures adherence to all regulatory requirements and guidelines. 
  • Strong analytical/mathematical background to evaluate changes to borrower’s current fee structure, allowable changes to those fees and the re-creation of the required regulatory documents.
Scope of Responsibilities:

Work closely with both Internal and External Customers such as co-workers, borrower(s) and Loan Officers.

Responsibility to establish and  maintain federal registration requirements outlined in the SAFE Act.

Supervisor/Managerial Responsibilities:Education and Experience Required:

Associates Degree or two years equivalent work experience.

Two to three years prior mortgage processing or underwriting experience.

Education and Experience Preferred:

Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe.

Ability to make sound decisions based on information provided.

Knowledge of Product, Investor and Compliance Requirements.

Versatility and flexibility working within an ever changing fast paced mortgage environment.  

Adapting to new policies and procedures to improve processes and workflow.

Ability to function independently within time constraints.

Excellent verbal and written communication skills.

Highly organized with the ability to multitask.

Strong attention to detail.

Prioritization of daily workload.

Ability to work in a team environment.

Strong work ethic, reliable and dependable.

Physical Requirements:

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.57 - $30.95 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.

LocationClanton, Alabama, United States of America

Top Skills

Adobe
Email Platform
Excel
Word

Similar Jobs

16 Hours Ago
Remote
San Francisco, CA, USA
135K-217K Annually
Senior level
135K-217K Annually
Senior level
Cloud • Information Technology • Productivity • Security • Software • App development • Automation
The Sr. Manager for Corporate Planning will lead the FP&A team, provide insights for strategic decisions, and improve financial processes with a focus on revenue and expenses.
Top Skills: ExcelGoogle Sheets
20 Hours Ago
Remote
2 Locations
170K-190K
Senior level
170K-190K
Senior level
Healthtech • Other • Social Impact • Software • Telehealth
The Sr. FP&A Manager will drive financial insights, manage P&Ls, forecast revenue and collaborate with leaders for strategic investment decisions.
Top Skills: Data AnalysisFinancial ModelingP&L ManagementRevenue Forecasting
20 Hours Ago
Easy Apply
Remote
Hybrid
United States
Easy Apply
50K-70K
Mid level
50K-70K
Mid level
Fintech • Mobile • Software • Financial Services
The Compliance Testing Specialist is responsible for executing compliance testing and validation, ensuring adherence to mortgage laws, and managing test findings.
Top Skills: AuditingData AnalysisRegulatory Compliance

What you need to know about the Boston Tech Scene

Boston is a powerhouse for technology innovation thanks to world-class research universities like MIT and Harvard and a robust pipeline of venture capital investment. Host to the first telephone call and one of the first general-purpose computers ever put into use, Boston is now a hub for biotechnology, robotics and artificial intelligence — though it’s also home to several B2B software giants. So it’s no surprise that the city consistently ranks among the greatest startup ecosystems in the world.

Key Facts About Boston Tech

  • Number of Tech Workers: 269,000; 9.4% of overall workforce (2024 CompTIA survey)
  • Major Tech Employers: Thermo Fisher Scientific, Toast, Klaviyo, HubSpot, DraftKings
  • Key Industries: Artificial intelligence, biotechnology, robotics, software, aerospace
  • Funding Landscape: $15.7 billion in venture capital funding in 2024 (Pitchbook)
  • Notable Investors: Summit Partners, Volition Capital, Bain Capital Ventures, MassVentures, Highland Capital Partners
  • Research Centers and Universities: MIT, Harvard University, Boston College, Tufts University, Boston University, Northeastern University, Smithsonian Astrophysical Observatory, National Bureau of Economic Research, Broad Institute, Lowell Center for Space Science & Technology, National Emerging Infectious Diseases Laboratories

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account