Your expertise in full stack engineering has the power to shape the future of global payments. At JPMorganChase, we invest in our engineers, offering cutting-edge technology, meaningful challenges, and a collaborative culture that fuels career growth.
As a Software Engineer III at JPMorganChase within the Commercial & Investment Bank Payments Technology team, you will design, build, and maintain scalable full stack solutions that support mission-critical payment platforms. You will work alongside talented engineers and cross-functional partners to deliver high-quality software that directly impacts how businesses and institutions move money around the world. This is an opportunity to deepen your technical expertise while contributing to one of the most complex and high-volume payment ecosystems in the financial industry.
Job responsibilities
- Execute software solutions across design, development, and technical troubleshooting, thinking beyond conventional approaches to break down complex problems and deliver innovative outcomes
- Create secure, high-quality production code and maintain algorithms that run synchronously with appropriate systems across the full stack using Java and modern front-end frameworks
- Build and optimize PostgreSQL database schemas, queries, and stored procedures to ensure data integrity and high performance at scale
- Deploy and manage cloud-based infrastructure and services, contributing to the reliability and scalability of payment processing platforms
- Leverage enterprise-authorized AI coding assist tools to improve code quality, delivery speed, and productivity across complex deliverables — including code generation, refactoring, unit test creation, and documentation — while validating outputs through peer review, automated testing, and secure coding standards; contribute learnings and reusable patterns to improve broader team effectiveness
- Apply knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation
- Produce architecture and design artifacts for complex applications while ensuring design constraints are met throughout software code development
- Gather, analyze, synthesize, and develop visualizations and reporting from large, diverse data sets in service of continuous improvement of software applications and systems
- Proactively identify hidden problems and patterns in data and use these insights to drive improvements to coding hygiene and system architecture
- Collaborate with product, architecture, and cross-functional engineering teams to translate business requirements into scalable technical solutions
- Participate in code reviews, CI/CD pipeline improvements, and automation efforts to accelerate delivery and uphold engineering best practices and security standards
Required qualifications, capabilities, and skills
- Formal training or certification on software engineering concepts and 3+ years applied experience
- Hands-on practical experience in system design, application development, testing, and operational stability
- Experience developing, debugging, and maintaining code in a large corporate environment with one or more modern programming languages, including Java, and database querying languages including PostgreSQL
- Hands-on experience using enterprise-authorized AI-assisted software development tools within the work environment — such as for coding, test creation, troubleshooting, or documentation — with demonstrated ability to critically evaluate, validate, and refine AI-generated outputs for correctness, performance, and security
- Understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; ability to guide peers on safe and effective usage within team practices
- Experience building and deploying applications in a cloud environment (AWS, Azure, or Google Cloud Platform)
- Overall knowledge of the Software Development Life Cycle
- Solid understanding of agile methodologies such as CI/CD, Application Resiliency, and Security
Preferred qualifications, capabilities, and skills
- Familiarity with modern front-end technologies and full stack development patterns
- Exposure to cloud-native technologies and containerization tools such as Docker and Kubernetes
- Experience working within the payments or financial services domain
- Familiarity with microservices architecture and event-driven design patterns
- Experience with CI/CD tools such as Jenkins, GitHub Actions, or similar platforms
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
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