The Trust & Safety (T&S) Fraud Risk Management organization protects Merchant Services (MS) from fraud and compliance-related losses by providing detection tooling and operating strategy. The Fraud Strategy team serves as the end-to-end operating partner for the MS business: managing fraud rules and loss prevention with business growth, and owning the full fraud lifecycle — onboarding strategy, monitoring, loss analysis, controls, and product launch governance — while embedding fraud considerations early in product design and execution.
As a Data Scientist Senior Associate within the Fraud Strategy team, you will play a critical role in identifying and mitigating fraud risks, leveraging your analytical expertise to promote impactful strategies and deliver end-to-end solutions.
Job Responsibilities
- Develop, maintain, and enhance analytics to provide management with comprehensive insights into fraud trends and account quality.
- Analyze key performance metrics and profitability drivers across the full account lifecycle, delivering actionable recommendations to inform strategy and operational decisions.
- Gain a deep understanding of operational processes (e.g., underwriting, portfolio management, collections) to identify and address fraud risk drivers.
- Lead and execute complex projects independently, from initial analysis through implementation and performance monitoring.
- Conduct ad hoc analytics and contribute to cross-functional initiatives, representing the Fraud Strategy team in collaborative efforts.
Communicate findings and recommendations clearly to stakeholders at all levels, supporting data-driven decision making.
Required Qualifications, Capabilities, and Skills
- Bachelor’s degree in finance, economics, statistics, or a quantitative field.
- Minimum 3 years of experience in Fraud Strategy, analytics, or a quantitative discipline.
- Strong background in statistics, econometrics, or related quantitative methodologies.
- Advanced proficiency in SAS, SQL, and spreadsheet tools; ability to query and manipulate large datasets to generate actionable insights.
- Demonstrated ability to drive complex projects independently, managing multiple priorities and delivering results.
- Strong analytical and problem-solving skills, with a keen attention to detail.
Excellent written and verbal communication skills; proven ability to present complex analyses and recommendations to management and stakeholders.
Preferred Qualifications, Capabilities, and Skills
- Master’s degree in a quantitative field.
- At least 1 year of experience in Risk Management, Fraud Strategy, or analytics within financial services.
About Us
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
Similar Jobs
.png)
What you need to know about the Boston Tech Scene
Key Facts About Boston Tech
- Number of Tech Workers: 269,000; 9.4% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: Thermo Fisher Scientific, Toast, Klaviyo, HubSpot, DraftKings
- Key Industries: Artificial intelligence, biotechnology, robotics, software, aerospace
- Funding Landscape: $15.7 billion in venture capital funding in 2024 (Pitchbook)
- Notable Investors: Summit Partners, Volition Capital, Bain Capital Ventures, MassVentures, Highland Capital Partners
- Research Centers and Universities: MIT, Harvard University, Boston College, Tufts University, Boston University, Northeastern University, Smithsonian Astrophysical Observatory, National Bureau of Economic Research, Broad Institute, Lowell Center for Space Science & Technology, National Emerging Infectious Diseases Laboratories
