Credit Risk Manager, Vice President

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

We're searching for a Credit Risk Manager for MUFG’s Growth & Middle Market Technology Group. This is a critical role in supporting franchise as it grows and expands further into higher risk areas. The individual will be responsible for the 2nd line of defense for a portfolio of Technology transactions that include Venture and Cash Flow loans.  This includes providing credit recommendations on new transactions and managing a complex portfolio. They will work closely with senior members of the business line and provide structuring and legal documentation input on transactions.  They will evaluate and recommend transactions and monitor the credit exposure in the portfolio and develop exposure management programs when appropriate. 

You will screen new opportunities and monitor the credit exposure within the portfolio. In addition, you will need in-depth knowledge of the technology sector in U.S. markets and current events utilizing internal and external sources.

Responsibilities:

• Responsible for credit exposure to a portfolio of Technology borrowers

• Guide business line cooperatively and constructively, while maintaining credit discipline.

• Lead effective challenge of transactions to ensure safety and soundness of portfolio.

• Seek opportunities to enhance Credit Risk reporting and processes.

• Facilitate the approval process for credit actions and loan underwriting.

• Maintain and monitor compliance reporting requirements.

• Lead and participate in special projects and assignments as required

Experience:

• 6+ years' experience in commercial lending to technology companies,

• Strong knowledge of corporate credit analysis, accounting, legal/documentation, and technology lending marketplace in U.S.

• Extensive portfolio management experience and ability to handle refinancing of existing loans

• Excellent communication and networking skills

• Strong administrative skills, knowledge of loan administration and accounting procedures

• Excellent analytic and quantitative skills

• Proficient in Word, Excel, PowerPoint

The typical base pay range for this role is between $147k-$185k depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.