The Credit Analyst II analyzes credit information to support loan decisions, conducts market analyses, and maintains filing systems.
SUMMARY/OBJECTIVE
The Credit Analyst II is responsible for reviewing prospective opportunities brought to the Bank by the Loan Officers. The Credit Analyst gathers and analyzes credit information on current and prospective borrowers and independently develops sound conclusions supported by thorough and concise presentations of findings regarding the advisability of granting credit.
ESSENTIAL FUNCTIONS
The Credit Analyst II is responsible for reviewing prospective opportunities brought to the Bank by the Loan Officers. The Credit Analyst gathers and analyzes credit information on current and prospective borrowers and independently develops sound conclusions supported by thorough and concise presentations of findings regarding the advisability of granting credit.
ESSENTIAL FUNCTIONS
- Independently underwrite prospective financing packages of low-to-medium complexity in accordance with bank policy.
- Maintain a strong knowledge of standard calculations and credit analysis techniques and use to develop sound conclusions supported by thorough and concise presentations of findings.
- Assist in the maintenance of Bank filing systems as new information is received.
- Perform market, industry, and economic analyses to identify trends and variances.
- Participate in ongoing process improvement initiatives.
- 2+ years’ experience in banking and/or a similar analytical position.
- Strong analytical and math skills.
- Proficient in Microsoft Office suite including Excel and Word and familiarity with basic computer applications.
- Strong written and verbal communication skills
- Ability to multi-task, prioritize work, and adapt to changes in working environment.
- Salesforce experience preferred.
- Bachelor’s degree preferred
The salary range for this position is $72000 - $82000 per year
Top Skills
MS Office
Salesforce
Northern Bank Woburn, Massachusetts, USA Office
275 Mishawum Rd, Woburn, MA, United States, 10801
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