ACH Specialist

LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank, National Association, Member FDIC. We are the leading digital marketplace bank in the U.S., having helped our nearly 5 million members secure over $90 billion in loans to refinance high-cost debt and achieve their financial goals. Members today have mobile-first access to a growing range of products and services designed to work seamlessly together to deliver value in new ways. Everyone deserves a better financial future, and our team is committed to making that a reality. Join the Club!

• Manage the daily ACH aggregation and origination process

• Resolve CRM tickets/ issues that involve research or understanding beyond the basic day to day level. This includes research of items that fail the normal payment flow, errors in posting, one off special circumstance

• Monitor and manage ACH general requests from external financial institutions. (POAs, LOIs, WSUDs, etc),

• Monitors implemented automation strategies to eliminate manual processes or improve service quality and ensure they are successfully executed

• Assist in regulatory and audit review

• Takes ownership and ensures timely response and resolution of customer and Bank personnel issues; ensures activities run smoothly and efficiently; and maintains knowledge of internal resources to mitigate disruption of service to customers

• Understand and adhere to appropriate escalation procedures and contingency plans

• Communicate recurring or serious issues to management and provide a viable solution to improve and respond to the issue

• Ensure audit compliance and procedure quality control. Recommends and initiates corrective actions, and ensures compliance with established Bank policies, procedures and all applicable laws, Nacha rules and regulations.  Studies and evaluates the impact of applicable Nacha regulatory changes

• Bachelor’s degree with a financial background preferred or equivalent work experience

• Minimum 2-3 years experience in ACH Payments required, and AAP Certification preferred

• Experience with ACH processing, file delivery and returns

• Exceptional Microsoft Office skills.

• Strong business acumen and excellent relationship management skills across all levels

• Strong knowledge of the NACHA Rules.

• Works well in a fast paced, team-oriented environment

• Excellent oral and written communication skills

• Self-starter with the ability to work in a pressurized environment and multi-task.

• Ability to work with minimal supervision while performing duties

Work Location
Lehi or Boston

The above locations are eligible offices for this role. The locations have been determined to foster in-person collaboration with this role’s team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role’s success, and remote placement will not be considered. LendingClub offers relocation, based on actual job level.

Time Zone Requirements 
Local hours (MT, ET)

While the position will primarily work local hours, LendingClub is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.

#LI-Hybrid
#LI-SS1

LendingClub is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system. 

We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at [email protected].