Teams at Northern Bank

Implements, configures, documents, and supports commercial digital banking and treasury management solutions. Coordinates onboarding with sales, operations, product, risk, and banking teams; configures access, workflows, limits, and account relationships; trains customers; troubleshoots issues; maintains compliance and implementation records; and supports continuous process improvement.

Manage commercial lending portfolio credit risk through borrower financial analysis, underwriting, covenant monitoring, risk rating validation, annual reviews, documentation, and executive reporting. Identify emerging risks, concentration risks, deteriorating credits, and policy issues while collaborating with lending, legal, finance, and operations teams. Support risk mitigation, process improvement, and responsible use of automation and AI-enabled tools.

Supports management and monitoring of a commercial loan portfolio through financial and covenant tracking, risk monitoring, construction portfolio administration, data validation, quality assurance, and recurring reporting. Maintains loan records and documentation in banking systems, develops dashboards and analytical tools, identifies trends and data issues, and supports audits, examinations, process improvements, and strategic initiatives. Works cross-functionally with commercial lending, credit administration, loan operations, and portfolio management.