Jobs at M&T Bank

The Senior Data Analyst identifies, documents, and governs enterprise data assets across applications and platforms. Responsibilities include maintaining data catalogs and dictionaries, assessing data quality, documenting data flows and mappings, defining business and functional requirements, supporting architecture and integration initiatives, and advising on governance, controls, compliance, and data usage. The role partners with business stakeholders, architects, and technology teams to improve data management and support modernization efforts.

Supports digital product development for M&A deal administration capabilities. Translates business needs into workflows, requirements, user stories, business rules, data requirements, acceptance criteria, and test scenarios. Manages backlog refinement and delivery readiness, validates solutions with cross-functional stakeholders, triages production issues, and incorporates client, operational, risk, and compliance considerations. Works across product, technology, operations, reporting, risk, and compliance teams in an Agile environment.

Conducts generative and evaluative UX research for customer- and employee-facing financial products. Uses surveys, interviews, ethnography, concept testing, usability testing, heuristic evaluations, and mixed-method analysis to identify user needs and inform product strategy. Partners with product, design, engineering, marketing, analytics, and business teams; communicates actionable insights; guides research prioritization; mentors researchers; and supports inclusive, accessible experiences while following banking risk and regulatory standards.

Supports strategic sourcing and procurement of technology products and services, including RFPs, supplier evaluation, contract negotiation, licensing optimization, vendor risk management, renewals, and spend analysis. Partners with Technology, Legal, Finance, Risk, and business stakeholders to secure favorable terms, control costs, maintain compliance, and manage supplier performance.

Supports business and technology programs within the Institutional Services PMO by coordinating planning, execution, budgets, schedules, risks, resources, reporting, dashboards, and stakeholder communications. Oversees major initiatives, tracks performance metrics and financial forecasts, supports data-focused technology projects, maintains internal controls, and indirectly coordinates business and technology teams. The role requires financial-services experience, strong project management expertise, and familiarity with Agile delivery and Microsoft tools.

Leads a commercial credit team responsible for underwriting, portfolio monitoring, risk ratings, financial analysis, loan structure evaluation, and emerging-risk identification. Oversees credit quality, policy compliance, workflow, reporting, training, staffing, and regulatory controls. Partners with relationship managers, senior management, and loan committees to support credit decisions for commercial clients. Manages complex credit structures and provides guidance on risk mitigation, covenant monitoring, problem loans, and portfolio performance.

Leads strategic initiatives supporting customer strategy and business performance. Responsibilities include competitive intelligence, performance scorecards, executive reporting, monthly business reviews, financial oversight, and AI roadmap governance. The role coordinates cross-functional inputs, tracks strategic commitments, prioritizes AI use cases, measures business impact, and communicates risks, progress, and recommendations to senior leadership while maintaining regulatory and internal control standards.

Underwrite and monitor complex commercial credit transactions throughout the loan lifecycle. Analyze financial statements, cash flows, collateral, covenants, guarantors, industry trends, and risk ratings; structure loan requests; negotiate documentation; ensure policy and regulatory compliance; identify emerging risks; and present recommendations to credit committees. Partner with relationship managers, lead transaction teams, support portfolio quality, and train junior analysts and associates.

Leads strategic sourcing initiatives, including supplier research, RFP/RFQ/RFI development, proposal evaluation, competitive bidding, contract negotiations, and third-party risk management. Partners with cross-functional teams, executives, Legal, and risk teams to select suppliers and achieve savings. Analyzes procurement trends, recommends cost-reduction opportunities, prepares sourcing documentation, and ensures compliance with regulatory, audit, and internal control requirements.

Underwrite and monitor commercial credit transactions within the Asset Based Lending group. Responsibilities include financial statement analysis, risk rating, cash flow and collateral modeling, covenant monitoring, portfolio surveillance, loan structuring, credit policy compliance, and identifying emerging risks. Partners with relationship managers throughout the credit lifecycle, presents analyses to credit committees, supports transaction execution, manages client interactions, and helps train junior analysts.

Assess and manage credit risk for commercial clients by underwriting new loans and modifications, performing financial statement analysis and modeling, monitoring portfolios via continuous credit monitoring, partnering with relationship managers, ensuring credit policy and regulatory compliance, preparing credit memos and risk ratings, and supporting transaction structuring and committee presentations.

Provides proactive, high-level administrative support to executive leadership for enterprise platforms. Responsibilities include calendar and meeting management, executive liaison duties, travel coordination, itineraries, correspondence, reports, presentations, research, data compilation, and project assignments. The role also supports risk, regulatory, audit, internal control, and organizational standards while handling complex administrative situations and conflicts.

Serves as a strategic HR advisor to senior leaders, aligning people strategy with business objectives. Leads workforce planning, talent management, organizational design, leadership coaching, employee engagement, performance management, compensation cycles, and organizational change initiatives. Partners with HR Centers of Excellence and internal teams to implement HR programs, use workforce data, resolve complex HR issues, and support risk and regulatory compliance across multiple business lines.

The Mortgage Originator assists customers in obtaining mortgage loans, analyzes financial data, and promotes mortgage products at community events.

Serve as a trusted advisor to a portfolio of mass-affluent clients by delivering advice-based investment and insurance solutions, conducting portfolio reviews, generating referrals and new business, partnering with internal teams for seamless client service, growing assets under management, and maintaining regulatory compliance and risk standards.

The Mortgage Originator assists customers with FHA/VA and conventional mortgage loans, evaluates creditworthiness, and markets mortgage products. They maintain compliance, foster relationships, and represent the bank in the community.

Manage multiple product lines, ensuring profitability and compliance. Oversee product implementation, marketing strategies, and financials while evaluating market trends and risks.

The Commercial Credit Senior Associate manages credit risk for commercial clients through financial analysis, transaction execution, and compliance with credit policies. Responsibilities include underwriting, monitoring loan portfolios, preparing financial models, and collaborating with relationship managers to ensure sound lending decisions.

Lead enterprise change initiatives by assessing organizational readiness, shaping integrated solutions, coaching leaders, designing communications and learning strategies, measuring adoption, and maturing change management capabilities across the organization.

Works with customers to evaluate financial information and recommend appropriate FHA/VA, conventional, and residential mortgage products. Interviews applicants, assesses creditworthiness, issues pre-qualification, negotiates loan terms, cultivates referral relationships, markets mortgage products, ensures compliance with SAFE Act and lending regulations, and represents the bank in community outreach. Role includes travel and independent sales activity.