Teams at Félix (felixpago)

Lead quantitative credit analytics for a Send Now Pay Later (SNPL) product: build and maintain credit policies, pricing and NPV models, vintage analysis, portfolio monitoring, model integration/testing, and alternative data evaluation to optimize approval rates and manage portfolio health.

Design and own loss mitigation and loss-forecasting frameworks (CECL), build predictive collections models and automated contact strategies (WhatsApp/SMS/omnichannel), align with Operations for recovery execution, manage credit loss budgeting and capacity planning, and lead vendor evaluation and onboarding to maximize recovery ROI.

Lead fraud detection and mitigation for a conversational BNPL product. Define fraud typologies, own repayment and chargeback analytics, manage fraud KPIs, design operational policies, collaborate on ML models and decisioning workflows, and coordinate SARs and compliance reporting.