Jobs at Beacon Bank

Analyze and underwrite commercial credit requests, including commercial and investment real estate; perform due diligence; prepare loan memos and presentations; manage and monitor a portfolio of customer loans, renewals, and compliance; liaise with relationship managers, customers, and external advisors to identify and address problem loans.

Support budgeting, forecasting, and multi-year financial planning. Maintain financial models, prepare variance analysis and management reports, track KPIs, assist profitability and pricing analysis, improve data quality, and support automation and BI reporting while partnering with senior leadership and business units.

Execute and administer trade finance products (letters of credit, standbys, guarantees); review shipping documents for discrepancies; perform AML and sanctions screening; act as operational client contact; reconcile fees, manage maturities and drawings; maintain trade system records; ensure compliance with ICC guidelines and internal controls; support audits and team initiatives.

Conduct end-to-end fraud investigations including incident intake, research, case documentation, regulatory reporting, and fund recovery. Collaborate with banks and internal business lines to mitigate losses, advise on remediation and prevention, identify fraud trends, and support fraud awareness initiatives while maintaining regulatory and documentation standards.

Lead workout strategies for high-risk commercial lending relationships to minimize losses and maximize recoveries. Serve as primary officer for problem loan portfolios, prepare restructuring/forbearance memoranda, coordinate legal counsel and internal stakeholders, monitor borrower performance, estimate loss exposure, and produce required credit risk reports while ensuring regulatory compliance.

Perform AML/CFT due diligence, enhanced reviews, and investigations on new and existing customers. Research higher-risk relationships, maintain monitoring data, prepare documentation and escalations, remediate due diligence gaps with business partners, and support SAR reporting and sanctions compliance.

Lead budgeting, forecasting, capital planning, and profitability analysis for the consolidated bank. Build and maintain integrated financial models, produce executive reports and dashboards, analyze performance and KPIs (ROA, ROE, NIM), support capital and stress-testing, improve FP&A systems and data quality, and mentor junior FP&A staff.

Provide application administration and end-user support for banking systems. Maintain system availability, follow change management, document procedures, test and remediate issues with vendors, and support automation and control testing to reduce risk.

Manage day-to-day RIA operational functions including client onboarding, ACAT transfers, money movement, account maintenance, and custodial requests via Charles Schwab. Prepare and review new account documentation, troubleshoot rejected requests, interact with custodian daily, coordinate with client service, and provide timely status updates to ensure compliant, accurate account processing and excellent client experience.

Investigate fraud referrals and incidents end-to-end, document cases, advise on remediation, coordinate recoveries with other institutions, prepare investigative and regulatory reports (SARs), and support fraud prevention initiatives across business lines.

Analyze and underwrite commercial and investment real estate credit requests, prepare loan memoranda and term sheets, support loan closings, monitor portfolio performance, ensure covenant compliance, assist relationship managers, and prepare materials for audits and approvals.

Manage a portfolio of commercial customers by underwriting and analyzing credit risk, performing due diligence, preparing loan memorandums, assisting with loan closings, conducting annual reviews and property inspections, maintaining tracking databases, identifying problem loans, and interacting with customers, bankers, attorneys, and financial professionals.

Lead the bank's trade finance unit, manage daily operations and staff, approve and structure complex trade facilities, mitigate credit/country/FX risks, ensure AML/KYC/sanctions compliance, oversee trade platform relationships, and ensure ICC and regulatory compliance for accurate, timely trade services.

Support the Financial Intelligence Unit by gathering and analyzing account activity, documenting fraud cases, collaborating with other institutions and business lines, promoting fraud prevention, and assisting with regulatory-compliant recordkeeping and investigations.